通过有效边界上的最优组合有效地控制和调整贷款组合的违约风险。
Optimal portfolio of efficient frontier controls and adjusts default risk of loan portfolio effectively.
回顾报告表明，调整贷款实际上已变得更具有长期性和发展性，其质量也在不断提高。
The retrospective finds that adjustment lending has grown more long-term and developmental in nature, and that its quality has been rising.
从调整贷款结构、完善贷款程序等几个方面阐述了四大国有商业银行防范信贷风险的方法和措施。
This paper elaborates the methods and measures that four giant state-owned commercial banks keep away from the credit risks from adjusting loan structure and perfecting loan program.
因此，如果你喜欢混合平台设置但不想承担更多风险，你可以根据你的特别需求调整贷款评级的分配百分比。
So if you like the Platform Mix setting above but want more risk than it offers, you can move the percentages around for your particular needs.
摩根大通和其它六家放款方已经同意在八月份修改贷款条款，降低月还款额度，调整一些福布斯传媒必须要实现的财务指标。
J.P. Morgan (JPM) and six other lenders agreed to amend the loan in August, lowering the monthly payment and adjusting the financial targets that Forbes Media would have to hit to be in compliance.
新的政策还认识到，在此之前很长一段时间内，只有在少数的“调整”贷款业务之前出现过必须予以调整的危机。
The new policy also recognizes that for a long time now only a minority of "adjustment" lending operations have been preceded by a crisis to which adjustment is necessary.
应允许未来可得收入抵押贷款，以便还款自动调整为借款人的浮动收入和家庭资产担保。
There should be income contingent mortgages, so that repayments automatically adjust to borrowers' fluctuating incomes and home equity can be insured.
信贷规模限量-指在高需求中的短期贷款供应，已经使银行不可能加强控制，尽管超出调整的需求。
Credit quota limits - meaning a short supply of loans amid strong demand - have enabled Banks to tighten even beyond regulatory requirements.
这种透支额度使得赤字国得以贷款，以缓冲金本位制所需的突然调整。
The overdraft would afford deficit countries a credit buffer against the abrupt adjustments required under the gold standard.
银行将不会愿意调整其资产负债表的结构，放出大量长期的、低收益的贷款。
Banks are not expected to be willing to restructure their balance sheets to take on a large number of long-term, low-yielding loans.
如遇中国人民银行调整利率计息，在贷款期限内仍按合同利率执行。
In case the People's Bank of China adjusts the interest rate, the contracted interest rate is still adopted within the length of maturity.
利率在贷款期间按照预先确定的指标和时间不时调整的贷款。
A loan in which the interest rate is adjusted periodically during the term of the loan based on a pre-selected index and time adjustment.
在经历了大清理时期，长达十年的储蓄和贷款都化为乌有，在调整通货膨胀之后，美国纳税人1700亿到2050亿美元的钱就这样消失了。
That was during the clean-up phase of a decade-long savings-and-loan meltdown that wound up costing U.S. taxpayers $170 billion to $205 billion, after adjusting for inflation.
在主要的预防中止赎回项目框架下，只有23.5万遭遇困境的借款人使其贷款得以调整，以使他们有能力支付。而这一计划面向的待拯救的借款人有400万。
Under the main foreclosure-prevention programme, only 235,000 struggling borrowers have had their loans altered to make payments more affordable, out of 4m targeted for help.
但是，在调停时，双方可以同意对贷款条款作出调整，减少月付款，并决定以一个稍低的价格出售房屋或是终止房贷。
But at a mediation the two sides can agree to adjust the loan, reduce the monthly payments or decide to sell the house at a lower price and terminate the mortgage.
不去费心调整抵押贷款，而是面对赔钱的房子一走了之，证明美国人既能不负责任，也能同时保持经济上的理性。
For not bothering to modify their mortgages, walking away from money-losing homes and proving that Americans can be both irresponsible and economically rational at the same time.
为预防房地产泡沫，他们也必须适时地调整商业和住宅抵押贷款的贷款价值比。
They must also vary the loan-to-value ratio on commercial and residential mortgages to forestall real estate bubbles.
解决的办法有很多，包括修改破产法，从而允许法官调整抵押贷款债务数额，以及授权特别受托人减免还款额等。
There are plenty of ideas on offer, from changing the bankruptcy law so that judges can restructure mortgage debt to empowering special trustees to write down loans.
按揭贷款犯罪还没有得到稳定，据说高质量首贷现在也迅速膨胀，贷款调整计划没有什么影响。
Mortgage delinquencies have yet to stabilise, with supposedly high-quality "prime" loans now also souring fast and loan-modification schemes having little impact.
他们对一家小额贷款公司的信用评分软件进行了调整，只有那些只有少量信贷历史的人可以作为贷款对象。
They tweaked the credit-scoring software of a microfinance firm so that only a random subset of people with marginal credit histories were accepted as clients.
风险投资组合中的加权平均偿还期，考虑到所有提前偿付的抵押贷款、卖权和可调整债券。
A weighted average of the maturities of the bonds in a portfolio, taking into account all mortgage prepayments, puts, and adjustable coupons.
匈牙利已经禁止发行新的外币抵押贷款，波兰将外币抵押贷款调整得更为严苛，例如坚持借款人预付更大比例的定金。
Hungary has banned the issue of new foreign-currency mortgages and Poland is regulating them more strictly by, for instance, insisting that borrowers put down bigger deposits.
冲击可能很小，但是前提是美联储可以在今后几年内维持较低的短期利率，或者借款者在利率调整到来之前能做再贷款。
The impact may be muted, but only if the Fed can keep short-term rates very low for the next couple of years—or if the borrowers can refinance as the reset approaches.
银行因为房主在房贷利率调整后不能支付更高的贷款而收回这些房子后试图重新出售这些房子也是造成这种现象的部分原因。
That is partly the result of Banks trying to resell homes they have foreclosed on because owners could not make higher payments on adjustable-rate mortgages.
作为新的转换行动的一部分，银行只有在将临时贷款调整永久化后才可以保留他们的激励货币。
As part of the new conversion drive, lenders may have their incentive money withheld until temporary modifications are made permanent.
拟议法规还将要求放贷商给予贷款者更宽裕的还款时间，调整未来贷款利率时应更多地提醒贷款者。
The proposed rules would also require lenders to give borrowers more time to pay their bills and more notice of changes to interest rates for future borrowing.
美联储正在调整对于抵押贷款相关债务的收购因为并没有太多的债务可供收购。
The Fed is trimming its purchases of mortgage-related debt because there isn't much available to buy.
如果抵押贷款率持续走低，这将会帮助一些人重新调整财务以避免无法还贷，同时由于降低了财务门槛也将会刺激整个房产的销售市场。
If mortgage rates keep moving lower, it should help some people refinance to avoid foreclosure while spurring sales by lowering the financial hurdle for people to buy homes.
如果抵押贷款率持续走低，这将会帮助一些人重新调整财务以避免无法还贷，同时由于降低了财务门槛也将会刺激整个房产的销售市场。
If mortgage rates keep moving lower, it should help some people refinance to avoid foreclosure while spurring sales by lowering the financial hurdle for people to buy homes.
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