其次是中西方商业银行中间业务的对比分析。
The second is the analysis on present conditions of Western commercial banks' developing intermediary business.
风险管理是西方商业银行管理的核心内容之一。
Risk management is one of the core content of western commercial bank management.
利率风险已逐步成为西方商业银行最主要的风险。
This is interest rate risk, which had become the main risk of Occident commercial bank.
第三部分比较分析西方商业银行经济资本的配置与绩效评估。
The third part of this paper compares the economic capital allocation and performance evaluation of the western commercial Banks.
最后本文借鉴西方商业银行风险管理的经验，提出改善建议。
Finally, learn from the West Bank's experience in risk management and make recommendations for improvement.
在这一点上，西方商业银行的“深度效益”观值得我们学习与借鉴。
On this point, western commercial Banks' concept of benefit of depth deserves learning and drawing lessons from.
西方商业银行的利率风险管理理论，经过几十年的积累，形成了较为严谨的体系。
In west commercial bank the theory of interest rate risk management generated precise system based on accumulation during decade years.
首先分析了我国商业银行成本管理的历史与现状，介绍了西方商业银行的成本管理。
It analyses the history and current situation of the cost management of the commercial bank of our country at first and recommends the cost management of the western commercial bank.
通过分析西方商业银行经典的贷款定价理论，可以为完善我国贷款定价体系提供借鉴。
This paper analyses the classic loan pricing theories practiced by western commercial banks, and puts forward some suggestions for the improvement of loan pricing system for Chinese banks.
本文首先从西方商业银行服务营销文化的理论研究入手，揭示出未来服务营销文化的研究趋势。
Beginning with expounding theories about the service and marketing culture of western commercial Banks, the paper points out the research trend in the future.
西方商业银行在全球零售银行业务市场的成功并不是一蹴而就的，它们同样经历了一场艰难的变革。
The success of western commercial Banks in global retail banking market is not overnight, and they also went through a difficult transformation.
现代个人理财业务也是由西方商业银行首先开拓的服务性金融业务，个人理财的分类也越来越明细。
Modern personal finance business is also the first from the West to open up services to commercial Banks, financial services, personal finance category more and more details.
因此，西方商业银行纷纷研究和开发先进的利率风险管理技术，对利率风险进行了行之有效的管理。
So western commercial Banks research and develop advanced management technology of the interest rate risk, and manage it effectively.
然后从西方关联企业立法、信贷运行机制、风险评估措施等方面介绍了西方商业银行风险管理上的做法。
And legislation related enterprises from the West, the credit mechanism, risk assessment and other measures are introduced in the article from Western commercial Banks on risk management practices.
认真研究风险积聚的原因就会发现我国商业银行的风险积聚与西方商业银行风险的积聚有着根本的不同。
Studying reason that risk gather can be found that our country risk of commercial bank gather with western commercial bank risk gathering basic difference conscientiously.
通过对西方商业银行信用风险评估模型的比较研究，指出其特征和优缺点，以期为我国商业银行信用风险评估模型的建立提供借鉴和参考。
By do the comparative research on the credit risk assessment model of west commercial bank, this paper points out its characteristics and merits and shortcomings which a...
在西方，个人银行业务是商业银行最主要的利润来源。
Personal banking is the chief source of profits for commercial banks in the West .
在我国，商业银行的风险既有我国独有的原因，也有与西方发达国家类似的原因。
In China, the risk of commercial Banks not only have our unique reasons, but also have similar reasons with developed Western countries.
与此同时，银行信用卡也改变了传统银行业的竞争方式和营销获利手段，成为西方众多商业银行的标志性业务。
At the same time, it has changed the traditional ways of competing and profiting, and has become the sign of many commercial Banks in western countries.
消费信贷是西方发达国家商业银行一项较为成熟的业务。
Consumer credits are fully-fledged financial businesses developed by the commercial Banks in the western developed countries.
西方发达国家的个人金融业务市场已经进入成熟期，而我国商业银行在开展个人金融业务方面才刚刚起步。
The western developed country's personal financial business market has already entered the mature period, however, personal financial business of our country commercial bank was on the horizon.
日前，我国商业银行同西方各国的商业银行一样面临着各种各样的风险，并要自己相应承担这些风险，其中在当今最具现实意义的就是信贷风险。
Today, like the west commercial banks, Chinese commercial banks is facing all sorts of risk and need themselves to take these risks, of which the most important is the credit risk.
日前，我国商业银行同西方各国的商业银行一样面临着各种各样的风险，并要自己相应承担这些风险，其中在当今最具现实意义的就是信贷风险。
Today, like the west commercial banks, Chinese commercial banks is facing all sorts of risk and need themselves to take these risks, of which the most important is the credit risk.
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