同时，已公开的表外业务，象未提贷款和信用证，都有暴涨。
Meanwhile, the off-balance-sheet commitments disclosed, like undrawn loans and letters of credit, shot up.
再者，与次贷危机相并行的，抵押贷款债券资产被储存在负债表外的合资企业。
Again, there are parallels with the subprime crisis, where mortgage-backed securities were warehoused in off-balance-sheet ventures.
该数字增长超过四倍，是因为房利美确认了过去所有表外抵押贷款的收益。
That number more than quintupled because Fannie got to recognize the income from all the mortgages that it previously held off balance sheet.
它还包括一些资产负债表外的正式贷款。
It also includes some credit that is off-balance-sheet but above board.
一些“新增”贷款是由表外款项部门和非正规贷款市场（当信贷限制还存在时这个市场异常繁荣）向正规借贷部门转移造成的。
Some "new" loans also represent a shift to the formal banking sector from off-balance sheet vehicles and from the informal loan market which flourished when credit quotas were in place.
由于贷款抵押品价值的波动以及表外衍生金融产品的增加等原因，信用风险已成为当今全球银行业所面临的主要风险。
With the fluctuations in the value of loan collateral, as well as development of Financial derivatives, credit risk has become the major risk that banking industry faces in the world.
由于贷款抵押品价值的波动以及表外衍生金融产品的增加等原因，信用风险已成为当今全球银行业所面临的主要风险。
With the fluctuations in the value of loan collateral, as well as development of Financial derivatives, credit risk has become the major risk that banking industry faces in the world.
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