所以银行只具有有限理性，银行人情式交易存在制度性缺陷，而金融危机不可避免。
Then, banks only have limited rationality, bank impersonal exchange has institutional defects, and financial crisis is inevitable.
能够证明，公司债券市场治理机制相比银行人情式交易中介治理，是一种更为有效的治理机制。
It can be proved that corporate bonds governance mechanism is effective than bank's personalized exchange intermediary mechanism governance.
能够证明，公司债券市场治理机制相比银行人情式交易中介治理，是一种更为有效的治理机制。
It can be proved that corporate bonds governance mechanism is effective than bank's personalized exchange intermediary mechanism governance.
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