另一件事发生在1934年,国会建立了联邦住宅管理局,即FHA
Well in a sense, the other thing that happened was, in 1934, Congress set up the Federal Housing Administration--FHA.
在南加州，8月份的成功交易中有36%借助于联邦住宅管理局的担保贷款。
In Southern California, 36% of sales in August came from FHA-insured loans.
在私营企业很大程度上已经无力提供房贷的时候，两房和联邦住宅管理局就几乎成了唯一来源。
With the private sector largely incapacitated, the GSEs and FHA became virtually the only source of mortgage financing.
另一管理机构，联邦住宅管理局的投入额将达到房产价值的97%，同时它还得填补次级贷款者留下的资金空洞。
The Federal Housing Administration (FHA), another agency that will lend up to 97% of a property's value, has meanwhile been filling the vacuum left by subprime lenders.
现在国会里有很多人都在讨论这个问题，我们需要思考关于，能用来保护个人权益的新法规，像房主贷款公司和联邦住宅管理局的制度。
We need — and there's a lot of talk in Congress right now -we need to think about new regulations that protect individuals, much like the regulations that the HOLC and the FHA made.
现在国会里有很多人都在讨论这个问题，我们需要思考关于，能用来保护个人权益的新法规，像房主贷款公司和联邦住宅管理局的制度。
We need — and there's a lot of talk in Congress right now -we need to think about new regulations that protect individuals, much like the regulations that the HOLC and the FHA made.
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