论文采用联立离散选择模型，较好地描述了农户贷款需求和银行贷款供给的相互作用。
We use simultaneous discrete choice model which describes the interaction between farmer demand and bank supply.
论文采用联立离散选择模型，较好地描述了农户贷款需求和银行贷款供给的相互作用。
We use simultaneous discrete choice model which describes the interaction between farmer demand and bank supply.
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