联合信贷银行的埃奇沃思说，近期的数据比较鼓舞人心。
Recent data are more encouraging, says Gillian Edgeworth at UniCredit.
在这三个国家的盈利占了意大利联合信贷银行地区收入的57%。
The trio accounts for 57% of the Italian bank's regional revenues.
联合信贷银行估计，以资产计算，瑞福森银行是该地区最大的银行。
UniCredit calculates that, by assets, it is the biggest regional player.
意大利第一大银行意大利联合信贷银行则不希望参与此轮集资热潮。
UniCredit, Italy's biggest bank, hopes to sit this round out.
联合信贷于2005年收购德国的联合抵押银行，在他的监督下实现转型。
UniCredit was transformed under his watch with the acquisition of HVB, a German firm, in 2005.
有报道称，意大利银行联合信贷的行长请求欧洲央行接受更为宽泛的抵押。
The boss of UniCredit, an Italian bank, has reportedly asked the ECB to accept a broader range of collateral.
最终他提到，一旦欧洲证券化市场统一，他愿意售出大部分的联合信贷贷款。
Eventually, he says, he would like to sell most of UniCredit's loans, once European securitisation markets are harmonised.
意大利联合信贷银行表示，“当前的财报季不会提高钢铁和金属个股的业绩。
“The current reporting season will not be a trigger for the performance of steel and metals stocks,” the brokerage said in a note.
意大利银行业巨头联合信贷银行(UniCreditSpA)领跌银行板块。
UniCredit SpA, Italy's biggest lender, led a decline in Banks.
意大利联合信贷银行首席经济学家，马可•安姆尼加塔说，“低度的压力测试”没有多大用处。
Marco Annunziata, the chief economist at UniCredit, says a "stress-test lite" won't be much use.
它的股价已从2007年的高点下跌了约60%，相比之下，联合信贷银行股价下跌了约70%。
Its shares have dropped by about 60% from their high in 2007, compared with about 70% at UniCredit.
意大利联合信贷银行公布第三季度利润减少15%，交易收入减下降抵消了坏账准备金减少的影响。
Italy's biggest bank said third-quarter profit declined 15 percent after lower trading income outweighed a drop in bad-loan provisions.
自从这次收购之后，资本银行业绩尚可，节省了大量成本，但回头看来，联合信贷所付报酬过高了。
Capitalia has performed reasonably since the acquisition and generated big cost savings, but, looking back, UniCredit overpaid.
联合信贷银行的经济学家也大干了一番，把宏观经济数据输入复杂的数学模型，以期预测夺冠球队。
Economists at UniCredit really went to town, feeding in macroeconomic data to complex mathematical models in a bid to predict the winner.
意大利联合信贷银行的首席执行官亚历山德罗·普罗说：“我们会识别公司处在的危机是否是临时的。”
"We will distinguish between companies that are temporarily in crisis and those that are not," says Alessandro Profumo, the chief executive of UniCredit, an Italian bank.
两年前，普罗富莫先生收购德国裕宝银行是他最大的手笔，这使得联合信贷稳稳站在了欧洲银行的前列。
Two years ago Mr Profumo made his biggest strike when UniCredit acquired Germany's HVB, placing it firmly in Europe's front rank.
对于其他银行而言，伴随着高层更迭的都是关于银行未来战略的大问题：意大利联合信贷要消减支出吗？
Leadership changes at other Banks coincide with big questions about their future strategy: will UniCredit retrench?
今年夏初，这家信用评级公司曾表示，任何“联合信贷安排”的评级将取所有出资国中的最低评级，而不是最高评级。
Earlier this summer, the credit rating agency said that any "combined credit facility" would carry the rating of the lowest, not the highest, member contributing to the fund.
该交易不仅使联合信贷在德国拥有影响力，而且增强了该行在东欧的势力，使其成为该地区势力最大的银行。
The deal brought a presence in Germany but also bolstered UniCredit's heft in eastern Europe, making it the bank with the largest presence in the region.
普罗富莫从1997年开始执掌联合信贷，因让利比亚投资者控制7.6%的股份而备受国内投资者所诟病。
Mr Profumo, who had been at the helm of UniCredit since 1997, was criticised by domestic investors for letting Libya take a 7.6% stake in the bank.
普罗富莫从1997年开始执掌联合信贷，因让利比亚投资者控制7.6%的股份而备受国内投资者所诟病。
Mr Profumo, who had been at the helm of UniCredit since 1997, was criticised by domestic investors for letting Libya take a 7.6% stake in the bank. See article
正如意大利联合信贷银行首席经济学家马可·阿南齐亚塔指出的，加利福尼亚的债务不到美国GDP的1%。
As Marco Annunziata of UniCredit, an Italian bank, points out, California's debt amounts to less than 1% of America's GDP.
“如果欧洲央行能更有前瞻性，及早出手，衰退本来应该轻一些。”意大利联合信贷银行的马可·安努齐亚塔说。
"If the ECB had been more proactive, the recession would have been less bad," says Marco Annunziata of UniCredit.
普林斯顿大学历史经济学家哈罗德·詹姆斯说，雷曼兄弟的破产跟1931年奥地利联合信贷银行的破产情况相似。
Harold James, an economic historian at Princeton University, says Lehman's failure was analogous to the collapse of Creditanstalt, a big Austrian bank, in 1931.
安塞洛米塔尔集团股价上涨3.1%，至27.29欧元，意大利联合信贷银行把该集团股票评级从持有上调为买入。
ArcelorMittal advanced 3.1 percent to 27.29 euros. UniCredit upgraded the world's biggest steelmaker to “buy” from “hold.”
意大利最大的银行意大利联合信贷银行(UniCredit)股价下跌1.9%，至1.79欧元，本周来首次下挫。
UniCredit SpA fell 1.9 percent to 1.79 euros, the first drop this week.
联合信贷银行的分析员詹姆士·斯特勒表示，托克纳为了达到排碳标准，击败竞争对手，花费了大量资金对引擎进行改善。
Tognum has spent heavily on improving its engines to meet emissions standards and to stay ahead of its rivals, says James Stettler, an analyst at UniCredit, a bank.
他的职务暂时将由塞尔·西奥·埃尔默地接替。后者曾任意大利联合信贷银行副总裁，他离开该行加盟瑞银的时间不到一年。
He will be temporarily replaced by Sergio Ermotti, who has been with the bank for less than a year after joining from Italy's UniCredit, where he was deputy chief executive.
时任联合信贷银行总裁的普罗·法莫很早就进军波兰，继而收购了德国的抵押联合银行——它拥有市场领导者奥地利信贷银行。
Alessandro Profumo, then head of UniCredit, was early into Poland and later bought Germany's HypoVereinsbank, which owned bank Austria Creditanstalt, the market leader.
一类是”本土化“的借贷银行，零售业务高度发达，最出名的有西班牙的桑坦德银行、拉丁美洲的BBVA和东欧的联合信贷银行。
The second are the lenders that have "gone native" with a deep retail presence, most notably Santander and BBVA in Latin America and UniCredit in eastern Europe.
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