而运营一个网络银行是复杂而昂贵的工作。
网络银行能把他们独特的优势转化为收益么？
Have the network Banks been able to translate their unique advantages into profits?
你可以帮我申请网络银行服务吗？
你可以使用网络银行代替去银行。
网络银行历经波折。
不仅仅是网络银行，当地银行间的竞争愈演激烈。
There will be growing competition not only from the network Banks but from local lenders too.
在此基础上构建出网络银行管理系统。
On the base, Internet bank ' s management system was constructed.
小心别成为网络银行诈骗案的受害者。
网络银行与传统银行的营销策略差别明显。
The marketing tactics of the network bank and traditional bank are far different.
首先，本文探讨了我国网络银行的监管原则。
First, we inquiries into the supervision principle of network bank in our country.
网络银行同样面临着传统银行所面临一系列风险。
例如，家庭用户的安全需求与网络银行完全不同。
For instance, the security needs of a home user are completely different from a network in a bank.
“网络银行”的概念，在许多国家有些微存在的想法，本身并不愚蠢。
The idea of a "network bank" with a light presence in many countries is not, in itself, foolish.
网络银行的风险控制问题已成为当前金融业研究的热点之一。
At present, the control of Internet Banking risk has become one of the hot points for research in financial industry.
就新兴市场的获利而言，这三家网络银行的交易服务部门比其他的大得多。
In terms of profits from emerging markets, the three network Banks' transaction-services units are much larger.
通过手机操作网络银行，接受教育，浏览新闻，人们开始享受更便捷的服务。
Even today, more people have basic mobile phones than have toilets, and those phones can provide a staggering array of digital services from banking to education to news and information.
本文遵循以下的思路和线索展开分析：第一部分：网络银行的含义。
This text follows the following train of thought and clue to analyse: Chapter one: Implication of internet-bank.
首先是网络银行，如花旗和汇丰，这些银行已登陆很多国家，为其顾客带来便利。
The network banks, such as Citigroup or HSBC, have a presence in lots of countries to make life easier for their customers.
当代值得关注的虚拟经济是衍生金融商品交易、电子货币和网络银行。
The contemporary noteworthy dummy economy is derivative financial commodity transaction, e-currency and dot. com bank.
当代值得关注的虚拟经济是衍生金融商品交易、电子货币和网络银行。
The contemporary noteworthy dummy economy is derivative financial commodity transaction, e-currency and dot.
网络银行以其交易快速、便捷、不受时空限制的特点正逐渐为人们接受。
Network banks are gradually accepted by the people for its deal is quick and convenient and not limited by time and place.
但是，网络银行在给人们带来了无尽便利的同时，也带来了巨大的风险。
However, while the network bank brings the endless facility to people, it also introduces the enormous risk.
当网络银行过于偏离他们的核心业务，比如消费者金融，它们的业绩就会变得零零散散。
When the network Banks have strayed too far from their core businesses-for example in consumer finance-their record has been patchy.
文章主要是针对目前网络银行中存在的问题，并针对上述的问题提出了相应的对策。
Paper is mainly bank for the current problems in the network, and address the above issues the corresponding countermeasures.
目前，网络银行和电子货币业务面临的主要风险有操作风险、信誉风险和法律风险。
At present, the main risks of Internet-Banking and E-currency operations include operational risk, credit risk and law risk.
网络银行是技术进步与金融产业相结合的产物，给传统中央银行监管提出了新课题。
The Internet banking is the result of combining sci-tech advance with financial industry, which is a new problem before the conventional central bank supervision.
因此，对网络银行进行有效的法律监管，规避各种风险，也便具有了必要性和紧迫性。
Therefore, it is necessary and urgent to carry on the effective law to supervise the network bank and to evade various kinds of risks.
网络银行的出现，改变了我国传统银行的经营方式和管理理念，但同时也造成了新的风险。
The emergence of Internet banking changed the way of operation and the ideal of management in Chinese traditional Banks and brought about many new risks.
网络银行的出现，改变了我国传统银行的经营方式和管理理念，但同时也造成了新的风险。
The emergence of Internet banking changed the way of operation and the ideal of management in Chinese traditional Banks and brought about many new risks.
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