年金是一种结构多种多样的保险产品，购买年金的个人或机构只要一次性出一大笔钱或稳定缴纳保费，就可终生获得养老金。
These are insurance products that vary in structure and let individuals or groups exchange a lump sum or steady premiums for a lifetime income stream.
各种偿还能力制度和有关保险产品结构的规定，是下文进行讨论的两个重要领域。
Solvency regimes and regulations concerning the structure of insurance products are two important areas discussed below.
各种偿还能力制度和有关保险产品结构的规定，是下文进行讨论的两个重要领域。
Solvency regimes and regulations concerning the structure of insurance products are two important areas discussed below.
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