第二章主要研究寿险精算模型中净保费精算模型的改进问题。
Chapter Two: This chapter is mainly concerned with the actuarial model of net premium.
针对同质寿险保单组，分别建立了确定利率与随机利率准备金精算模型。
This paper develops benefit reserve models with deterministic and stochastic interest rate for a homogeneous portfolio of life insurance policies.
在对参保率准确估算的基础上，完善传统的精算模型，提高基金运营测算的准确性。
Due to accurate estimates of Participant rate, to perfect the traditional actuarial model, improve the accuracy of estimated operating fund.
分析了企业年金的筹集模式和企业年金精算模型，详细讨论了DB模式中常见的年金给付方式。
And it further analyzes the occupational pension collection patterns and actuarial models, and discusses the common pension to pay for DB pattern in detail.
最后，根据所建立的模型和所得到的精算现值进行了实例分析。
Finally, a case analysis is presented based on the above models and actuarial present value.
本文主要研究了连续时间复合二项模型的包含破产时间在内的多维精算量的联合分布。
The main aim of this paper is to study the joint distributions of some actuarial random vectors in the continuous-time compound binomial model.
在非寿险精算中，古典线性回归模型的假设很难得到满足。
In non-life insurance, the hypothesis of general linear model is hard to be satisfied.
保险精算学是运用数学、概率统计学原理以及多种金融模型对保险业中各种风险因素进行分析预测的学科。
Insurance Actuarial theory is a analysis and forecast subject to all kinds risk of insurance industry by mathematics, probability statistics methods and finance models.
风险理论作为保险精算数学的一部分，主要处理保险事务中的随机风险模型并研究破产概率等问题。
Risk theory, as a part of insurance-or actuarial-mathematics, deals with stochastic models of an insurance business and studies the probability of ruin.
本文建立了一类养老金精算成本模型。
In this paper, we set up one model on pension actuarial cost.
进而根据组合理论，获得了多种寿险组合精算现值模型。
Then according to portfolio theory, access to a wide range of life insurance actuarial present value model portfolio.
本文基于安全策略的分层管理模型，提出了一个集目标求精和实体求精为一体的安全策略逐级求精算法。
Integrated with goal refinement method and entity refinement method, an algorithm of policy refinement is proposed in this paper on the basis of layered-policy model for security policy.
本文以其采用的精算假设为研究对象，探究其合理性与一致性，以期提高模型的适用性与精确性。
This paper considers the rationality and consistency of actuarial assumptions of PROST, intended to improve the accuracy and applicability of this model.
短期个别风险模型是保险精算中最为基础的一个风险模型。
Individual risk model is one of the most basic risk models in Actuarial theory.
证明了在指数O U过程模型下保险精算定价是一有套利定价。
We prove that insurance actuary pricing is arbitrage under the exponential O-U process model.
短期聚合风险模型在精算学上占有非常重要的地位，而且在数学上处理起来也比较容易。
Collective Risk model is very important in actuary, and it is easy to handle in math-matics.
而保险精算定价模型的激励更大一些，即可通过调节银行的利润率使其有利可图。
While the latter is more incentive, that is, bank can gain profit by adjusting its margins.
在模型的求解方法中，借鉴人寿保险精算学生存曲线理论、关系营销价值理论及微积分思想来求取渠道平均寿命周期；
Firstly, we use actuarial survivor curve, value theory of relation marketing, and calculus thought for reference to find average channel life-span;
在模型的求解方法中，借鉴人寿保险精算学生存曲线理论、关系营销价值理论及微积分思想来求取渠道平均寿命周期；
Firstly, we use actuarial survivor curve, value theory of relation marketing, and calculus thought for reference to find average channel life-span;
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