以金融风险管理基本流程为基础，分析了我国商业银行信用风险管理决策程序的现状。
Based on the procedure of financial risk management, this paper analyzes the present situation of credit decision-making procedure of commercial Banks in China.
研究表明，我国商业银行现行信用风险管理决策程序整体上尚欠完整，部分决策环节在功能实现方面也存在不足。
The results show that the credit decision-making procedure in Chinese commercial banks is not complete, and some kinds of weakness are existing at some stages.
研究表明，我国商业银行现行信用风险管理决策程序整体上尚欠完整，部分决策环节在功能实现方面也存在不足。
The results show that the credit decision-making procedure in Chinese commercial banks is not complete, and some kinds of weakness are existing at some stages.
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