这场运动将以美国的保险公司为目标。
美国人对医疗费用和健康保险费用的不断上涨深感担忧。
Americans are deeply concerned about the relentless rise in health care costs and health insurance premiums.
1908年以前，美国是世界上唯一一个没有工人赔偿保险的工业国家。
By 1908, the United States was the only industrial nation in the world that lacked workers' compensation insurance.
美国发生恐怖袭击后，航空公司的飞机保险大幅增加。
Airlines are being hit with huge increases to insure their planes after the terrorist attacks in the United States.
大多数上了年纪的美国人仰仗社会保险金过活。
A large majority of elderly Americans depend solely on social security income.
另一者是美国的健康保险从管理大公司提供给员工的健康计划中赚取大量收益，事实上，这些大公司保险是在保障他们自己。
Another is the fact that American health insurers earn a lot of revenue from administering the health plans provided to employees by big corporations which, in effect, insure themselves.
同时，美国50家州级的保险监管机构都负有很大责任。
Meanwhile America's 50 state-level insurance regulators have much to answer for.
自从2010年，美国的保险费金额激增了9%。
美国诸银行已有这样的体系，它们由联邦储蓄保险公司监管。
Such a system already exists for American banks that are regulated by the Federal Deposit Insurance Corporation (FDIC).
在美国联邦存款保险公司（FDIC）的问题机构名单上，还有416家机构。
There are 416 institutions on the problem list of the Federal Deposit Insurance Corporation (FDIC).
但是在美国，保险公司声称VRA减少了大约90%的欺诈。
Yet in America, insurance companies regularly claim that VRA helps them to reduce fraud by around 90%.
费曼在做曼哈顿计划时橇保险箱这件事，其实是很美国的。
There is something very American about Feynman breaking into safes during the Manhattan Project.
无法找到工作，很多美国人获得的大部分的，如果不是全部的，收入来自失业保险。
Unable to find work, many Americans are getting most, if not all, of their income from unemployment benefits.
这正是作为全球最成功保险公司之一的美国国际集团所未能理解的。
That is what AIG, one of the most successful insurance companies in the world, failed to understand.
绝大多数美国人将被要求获得某种形式的保险，否则将面临罚金。
Most Americans would be required to obtain some form of insurance or face financial penalties.
我尤其对于设立针对美国拖欠债务的保险的想法感到不解。
I'm especially baffled by the idea of taking insurance against a U.S. default.
但是，日本人均健康保险费用只有美国的一半左右。
Yet Japan spends about half as much on health care per capita as the United States.
他同时想为那些失意者检查美国的安保体系。他承诺要改善失业保险，完善再培训计划并为老年工人提供更多的工资保险。
He also wants to overhaul America’s safety net for those who lose out, promising to revamp unemployment insurance, streamline retraining programmes and provide more wage insurance for older workers.
美国、欧洲和其它地方为银行存款人和债权人提供了空前的保险。
In the United States, Europe, and elsewhere, we have seen unprecedented assurances to bank depositors and creditors.
在意识到这个问题的时候,各州的保险监督官,就决定去建立一个组织,就是美国保险监督官协会,并定期开会
Recognizing this problem, the insurance commissioners in the various states have decided to form an organization, that's the NAIC, and they hold regular conferences.
一种可能的变革方式是重组美国破败的健康保险市场。
One likely change means a restructuring of America's failed health-insurance markets.
作为回报，保险公司能大幅度扩大美国民营保险的市场份额。
In return, though, they would enjoy a vast expansion of the country's private insurance market.
伦敦的劳埃德海上保险协会在美国绝对不陌生。它已经在那里从事了150多年的风险保险。
LLOYD's of London is hardly a stranger in America, where it has been underwriting risks for more than 150 years.
正因为这样，美国新的一些附属保险业务现在都在岸进行。
Partly as a result, new American captive-insurance businesses now often stay onshore.
标准普尔昨天把美国保险企业的预期从“负面”上调为“稳定”，表示美国保险企业经过发售股票筹集资金和债券出售后，可能在明年避免评级遭到下调。
Separately, S&P yesterday lifted its outlook on the U. S. life insurers to “stable” from “negative,” saying the industry may sidestep downgrades next year after raising funds in stock and bond sales.
越来越多的美国人支付了保费，却发现他们的保险公司在他们生病的时候已收窄了保险面，或者不愿支付全部的医疗费用。
More and more Americans pay their premiums, only to discover that their insurance company has dropped their coverage when they get sick, or won't pay the full cost of care.
在美国当工人的平均年龄攀升的时候，他们的雇主也必须为他们购买相应的保险。
When the median age of workers climbs in the United States, so does the cost of insurance their employers must buy for them.
普通的美国人发现每年的健康保险花费正急剧的超出控制。
The average American has been seeing health insurance costs spiral out of control on an annual basis.
所以要概括全美国的保险业监管情况，是很困难的。
It's very hard to summarize insurance regulation in the United States.
所以要概括全美国的保险业监管情况，是很困难的。
It's very hard to summarize insurance regulation in the United States.
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