比如，美国基本上是从上世纪六七十年代就执行的是固定利率抵押贷款制度。
For example, the United States is basically from the last century in the '70s, on the implementation of the fixed rate mortgage system.
房地美对于标准类抵押信贷利率的每周调研显示，8月26日当周15年期固定利率抵押贷款的平均利率是3.86%。
The average rate on a 15-year fixed-rate mortgage was 3.86% for the week ending August 26, according to Freddie Mac's weekly survey of conforming mortgage rates.
英伦银行在今日发表的一份单独报告中指出，抵押贷款与定金之间的固定比率是25%，该利率已有两年保持不变。7月平均利率是3.77%，六月的比率是3.67%。
Theaverage rate on a two-year fixed-rate mortgage with a 25 percent deposit was3.77 percent in July, compared with 3.67 percent the previous month, the Bankof England said in a separate report today.
美国住房抵押贷款主要采用固定利率等额还款方式，因而利率上升带来的延展风险是美国商业银行关注的焦点；
In the United States, the fixed-rate, level-payment mortgage is the most popular way, which gives rise to extension risk, the focus of American commercial banks.
在西班牙，80%的抵押贷款是只按一年的短期利率确定的，而在欧元区，60%的抵押贷款都是按一至五年期固定的利率发放的。
In Spain, 80% of mortgages are fixed at short-term rates for one year only, while in the Eurozone, 60% of mortgages are at rates fixed for a period of between one and five years.
在西班牙，80%的抵押贷款是只按一年的短期利率确定的，而在欧元区，60%的抵押贷款都是按一至五年期固定的利率发放的。
In Spain, 80% of mortgages are fixed at short-term rates for one year only, while in the Eurozone, 60% of mortgages are at rates fixed for a period of between one and five years.
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