撇开大小银行竞争优势的争论，从两者互补的市场定位角度来界定“小银行优势”存在的范围，可揭示出“小银行优势”的内涵：信息成本优势和代理成本优势；
Instead of involving the debate of competitive advantage of banks, the author thinks that small banks and the big ones are complementary to each other in the credit market.
核心设施界定的关键是对“不可复制性”的理解，通过借鉴相关市场界定的方法，可以确定替代发生的范围，以及替代实现的程度，从而对正确地适用核心设施理论提供新的思路。
By reference of the demarcation of relevant markets, the scope and extent of replacement can be determined, which may show a new way to apply the Essential Facility Doctrine.
核心设施界定的关键是对“不可复制性”的理解，通过借鉴相关市场界定的方法，可以确定替代发生的范围，以及替代实现的程度，从而对正确地适用核心设施理论提供新的思路。
By reference of the demarcation of relevant markets, the scope and extent of replacement can be determined, which may show a new way to apply the Essential Facility Doctrine.
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