聘用“只收费”理财规划师的好处是？
What are the benefits of hiring a "fee-only" financial planner?
我是一个经济师、会计师、高级理财规划师。
I am a economist, also an accountant and senior financial planner.
从业者拥有各种各样的背景，包括理财规划师、治疗师和调解员。
Practitioners come from a range of backgrounds, including financial planners, therapists and mediators.
不出所料排名第一的是软件工程师。接下来的排名依次是：精算师、人力资源经理、洁牙师和理财规划师。
And it should be no surprise that Software Engineer ranks No. 1, followed by Actuary, Human Resources Manager, Dental Hygienist and Financial Planner.
坚守预算——甚至许多理财规划师都忌讳这个词语，他们更倾向于委婉的说法“支出计划”——如同节食一般，貌似太过了。
Sticking to a budget - a dirty word even among many financial planners, who prefer the more euphemistic "spending plan" - feels too much like dieting.
卡勒曾是一个八人理财规划师小组成员，有一次这个小组决定聊聊他们上一年挣了多少钱，自己的身价又是多少。
Kahler was once part of a group of eight financial planners that decided to have a conversation about how much they made the prior year and how much they were worth.
你也许是这种人你真正享受从每一个角度研究每一项财务决定。你的朋友和家人都找你做顾问。简而言之你不需要一个讨厌的理财规划师。
You may be the type that actually enjoys researching all the angles of every financial decision. Your friends and family all look to you for advice.
AXAAdvisors纽约办公室的注册理财规划师、经理SusanM.Cooper建议大家至少每周两到三次自带便当上班。
Bringing lunch to work, even two or three times a week, cuts down on food costs, said Susan M. Cooper, a certified financial planner and manager of the New York metro branch office of AXA Advisors.
美国曼彻斯特的一位理财规划师琼弗勒敦（JeanFullerton）说，在过去的一年中，她的客户中购买年金的人数剧增。
Jean Fullerton, a planner in Manchester, N.H., says the number of her clients buying annuities has surged in the past year.
“如果你现在完全撤出市场，那么你可能没有机会在复苏的时候翻盘，”加州torrance市的理财规划师PhillipCook说道。
"If you leave the market now entirely, you probably won't make it back in time to enjoy the recovery," says Torrance, Calif. financial planner Phillip Cook.
切记，一定要考虑到通货膨胀时的保护措施，SilverSpring的理财规划师PegDowney建议，马里兰州的长期照护保险费预计会螺旋上升。
Be sure to spring for inflation protection, advises financial planner Peg Downey in Silver spring, Md. Long-term-care costs are expected to spiral.
区别于“只收费”的“托管费”是指规划师除了客户付给他们的报酬还有可能收到来自于所推销理财产品的回扣。
"Fee-only" is to be distinguished from "fee-based," which means that a financial planner may be receiving commissions on some products in addition to what clients pay them.
区别于“只收费”的“托管费”是指规划师除了客户付给他们的报酬还有可能收到来自于所推销理财产品的回扣。
"Fee-only" is to be distinguished from "fee-based," which means that a financial planner may be receiving commissions on some products in addition to what clients pay them.
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