定期寿险的每月支出便宜非常多，所以更应该把别的保单里的现金价值取出来，来购买新的定期寿险。
Term insurance is substantially cheaper per month, enough so that it's worth cashing in the other policy, removing the cash value, and instead start a term policy.
你已经有积累了现金价值的终身寿险保单了？
另一大好处是，它允许永久寿险你建立现金价值就是税务递延。
Another major advantage to permanent life insurance is that it allows you to build up cash value that is tax-deferred.
全能寿险具有保费随机缴纳、现金价值确定方式不同，死亡给付方式具有可选性等鲜明特征。
The distinguished features of the universal life include randomly paying for premium, variable determining manners for cash values and the optional ways of death benefits.
首先是整个寿险累积的现金价值，可以支付时死亡，或在一定的年龄。
The first is that whole life insurance accrues a cash value, which can be paid out upon death, or at a certain age.
首先是整个寿险累积的现金价值，可以支付时死亡，或在一定的年龄。
The first is that whole life insurance accrues a cash value, which can be paid out upon death, or at a certain age.
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