本文认为，商业银行是一个关于组织准租的创造与分配的货币经营型市场契约，决定银行所有权配置的根本性条件是各签约人的“谈判实力”。
First, this paper regards commercial banks as a monetary contract which creates and distributes organizational quasi-rent, thus the status-quo of each negotiator dominates ownership allocation.
契约的不完备性导致零售商考虑需要改进或改变与制造商间的交易； 对可占用性准租的渴望使零售商有动力摆脱制造商的限制，实施纵向一体化，开始开发并生产自己的品牌。
The eager of appropriable quasi-rents made the retail trader want to get rid of the limit of the manufacturer, carry out the longitudinal integration, and begin to develop and produce his own brand.
契约的不完备性导致零售商考虑需要改进或改变与制造商间的交易； 对可占用性准租的渴望使零售商有动力摆脱制造商的限制，实施纵向一体化，开始开发并生产自己的品牌。
The eager of appropriable quasi-rents made the retail trader want to get rid of the limit of the manufacturer, carry out the longitudinal integration, and begin to develop and produce his own brand.
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