我们采用浮动利率抵押贷款。
We'd adopt a floating rate foreign currency loan with security.
当摩根大通收购华盛顿互助银行时，它同时购入了一定份额的抵押贷款，包括可选择浮动利率抵押贷款。
When JPMorgan acquired Washington Mutual and EMC, it also acquired portfolios of mortgages that included option adjustable-rate mortgages.
很多买家，往往与高风险的信贷历史，拿出了浮动利率抵押贷款，它开始走出低，但后来复位，以更高的利率。
Many buyers , often with risky credit histories , took out are just above rate adjustable -rate ) mogergours (mortgages ) which started out low but later reset too higher waits(rates ).
对于那些采取浮动利率抵押贷款，利率增加时贷款人面临支付成本上升的国家的政策制定者来说，这无疑具有吸引力。
That has undoubted appeal for policymakers in countries where floating-rate mortgages expose borrowers to the risk of payment shocks as rates rise.
5年期国债指数混合型浮动利率抵押贷款(Treasury - indexed hybrid adjustable - rate mortgages)平均利率从上周的3.48%降至3.41%，去年同期值为3.97%。
Five-year Treasury-indexed hybrid adjustable-rate mortgages averaged 3.41%, down from 3.48% the prior week and 3.97% a year earlier.
这项计划还寻求把尽可能多的浮动利率次级抵押贷款借款人转向更能承受的贷款。
The plan would also seek to switch as many borrowers as possible with subprime adjustable rate mortgages into more sustainable loans.
在危机发生之前，约有一半的抵押贷款按浮动利率；到去年年底，这一比例已经升至69%。
Before the crisis, around half of mortgages were at variable interest rates; by the end of last year, the share had risen to 69%.
这些国家的抵押贷款率逐渐采取浮动利率，然而，德国和法国的通常是固定不变的。
Mortgages are generally variable-rate in these countries, whereas they are fixed as a rule in Germany and France.
但这里有两个例外令人不无担忧：爱尔兰和西班牙是本区内房价被高估程度最高的地区；更糟的是，其抵押贷款按浮动利率计算。
But there are two worrying exceptions. In Ireland and Spain home prices are the most overvalued in the zone; worse, the bulk of mortgages are at variable rates.
抵押借贷公司已经为购房、购车人提供固定和浮动利率贷款几十年了。
For people buyinga house or a car, mortgage, lenders have offered fixed-rate and variable loansfor decades.
英国人比美国人更有可能实行浮动抵押贷款利率，因此他们就会从急剧下降的短期利率中大量获利。
Britons are much more likely to have variable-rate mortgages than Americans, so they have benefited more extensively from the sharp fall in short-term interest rates.
西班牙的银行业亦卷入葡萄牙的危机，由于多数住房抵押贷款系浮动利率，因而加息极易使葡萄牙经济受创。
Spain’s banks are exposed to Portugal; the Spanish economy is vulnerable to rising interest rates because most household mortgages are variable-rate.
这项计划还寻求把尽可能多的浮动利率次级抵押贷款借款人转向更能承受的贷款。
The plan would also seek to switch as many borrowers as possible with subprime adjustable rate mortgages into more sustainable loans .
浮动利率的抵押贷款坏账率最高，这种贷款承诺在前几年实行固定低利率。
Defaults are highest for adjustable-rate mortgages - loans that promised a low, fixed-interest rate for the first few years.
浮动利率的抵押贷款坏账率最高，这种贷款承诺在前几年实行固定低利率。
Defaults are highest for adjustable-rate mortgages - loans that promised a low, fixed-interest rate for the first few years.
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