对最大的银行来说，法定存款准备金率是18.5% .排除没有公开宣布的对个人贷款任何附加限制。
The requirement now stands at 18.5 percent for the biggest Banks, excluding any additional restrictions on individual lenders not publicly announced.
金融调控手段主要有法定存款准备金率调控、再贴现率调控、公开市场业务调控等。
And the monetary control means mainly includes legal reserve requirement rate control, rediscount rate control, and open market business control, etc.
然而，商业银行的超额存款准备金率早已远远超过法定存款准备金率。因而，想通过提高法定存款准备金率来抑制借贷，结果只能是收效甚微。
But Banks' deposits at the PBOC are already much larger than the required ratio, so an increase does little to constrain their ability to lend.
建议中央银行适当提高法定存款准备金率，进一步扩大人民币汇率的浮动空间，在适当时候考虑实现我国人民币在资本项目下的完全可兑换。
PBC should raise reserve requirements rate, widen the floatability of the exchange rate, and even open its capital account to make Chinese currency (RMB) full convertible if circumstances permit.
建议中央银行适当提高法定存款准备金率，进一步扩大人民币汇率的浮动空间，在适当时候考虑实现我国人民币在资本项目下的完全可兑换。
PBC should raise reserve requirements rate, widen the floatability of the exchange rate, and even open its capital account to make Chinese currency (RMB) full convertible if circumstances permit.
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