但没有法定储备金的要求。
由于零售储蓄膨胀，为了降低法定储备金比率，银行会把支票存款重新归类为储蓄存款。
In retail deposit sweeping, Banks reclassify checkable deposits as savings deposits so as to reduce statutory reserve requirements.
银行仍然对银行挤兑敏感，因为它们仍然有存款，所以这个系统还是比较脆弱的，因此，联邦储备金有一系列的法定准备金率。
Banks still are vulnerable to bank runs because they still have deposits so the system is still vulnerable and therefore the Federal reserve has a set of reserve requirements.
超额储备金指的是超过法定储备的那部分存款。
Excess reserves refer to the part of deposits that surpasses required reserve.
超额储备金指的是超过法定储备的那部分存款。
Excess reserves refer to the part of deposits that surpasses required reserve.
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