虽然俄勒冈州银行并没有提供次级抵押贷款，但它也正在遭受和许多同行一样灾难。
The Oregon bank is suffering like many of its peers, though it didn't offer subprime loans to customers.
而监管者们则弄错了方向：他们在担心对冲基金，却没有关注真正的祸因——次级抵押贷款。
Regulators, meanwhile, looked the wrong way: they were far more worried by hedge funds than subprime mortgages. That tends to be typical.
次级抵押中爆发了大量的贷款拖欠，但商业地产就没有这么严重，起码目前没有。
There has not, as yet, been the sharp rise in loandelinquencies that was seen in subprime mortgages.
此次危机爆发的关键因素是是房贷，目前，没有再诞生其他的次级抵押贷款。
The key aspect of this crisis has been housing, Dimon said. And he said right now there are not any Alt-A mortgages being created.
此次危机爆发的关键因素是是房贷，目前，没有再诞生其他的次级抵押贷款。
The key aspect of this crisis has been housing, Dimon said. And he said right now there are not any Alt-A mortgages being created.
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