汽车消费信贷市场潜力巨大。
The automobile consume loan is huge in the market potential.
第四章商业银行汽车消费信贷风险分析。
Chapter 4: Analysis for auto consumption credit risk of commercial bank.
汽车消费信贷也对个人信用制度建设具有积极的推动作用。
Finally auto consumption credit will promote the establishment of individual credit system.
两个方面共同发挥作用以解决我国汽车消费信贷市场的困境。
The two aspects do their work together to settle the mess in the automobile credit market.
现实的需要促使新视角的汽车消费信贷及信用评估体系研究进入学术研究视野。
Realistic need urge the new Angle research of auto loans and credit evaluation system into the academic horizon.
因此，需要针对汽车消费信贷建立一套风险防范体系，有效防范和化解汽车消费信贷风险。
Therefore, as to auto consumption credit, we should establish a set of risk prevention system to prevent and dissolute its risks effectively.
然后对汽车和汽车消费信贷进行了详细的分析，说明汽车消费信贷对于汽车消费的重要作用。
Then, through the analysis of the automobile and the automobile consumer credit in detail, the author explains the important function that automobile consumer credit has on automobile consumption.
本文的研究可为我国汽车消费信贷的管理和提高综合竞争力提供了必要的理论方法和策略支持。
The research in this paper provides essential theoretical method and tactical support for the management of auto consumption credit and enhancement of comprehensive competitiveness.
个人汽车消费信贷金融服务已经在世界发达国家得到普及，汽车消费信贷已经成为国际上通行的汽车销售模式。
Personal auto consume credit financial device already have been prevalence in developed country, auto credit already have been the currency mode in international.
在商业银行的风险承受能力相对稳定的情况下，如何降低商业银行实际的风险承担量就成为解决汽车消费信贷市场目前问题的根本途径。
The ultimate path out of the plight is to lessen the risk taken by the creditors at the condition of the steady risk capability of creditors.
在指标的选择上，论文提出一种进行问卷调查、基于顾客价值赋权，并结合银行数据分析的指标选择方法，构建了针对汽车消费信贷的指标体系。
In the choice of index, the thesis proposes a method to construct the index system by questionnaire, weight determining based on customer value and analysis of bank data.
较少的消费信贷是否意味着会有较少的人拥有房屋或汽车哪？
Would lesser availability of consumer credit mean that fewer people would own a house or a car?
家庭部门也一样，数以百万计的弱势、贫困借款人只能终止偿还其按揭贷款、信用卡贷款、汽车贷款、助学贷款以及其他形式的消费信贷。
The same holds for households, with millions of weaker and poorer borrowers defaulting on mortgages, credit cards, auto loans, student loans, and other forms of consumer credit.
在房地产泡沫出现以后，我们将会看到消费信贷和汽车贷款的瓦解，信用卡违约已达到7%，汽车贷款开始松弛。
After the housing bubble, we will see the collapse of consumer credit and auto loans. Defaults on credit CARDS have reached 7% and auto loans are beginning to unwind.
在房地产泡沫出现以后，我们将会看到消费信贷和汽车贷款的瓦解，信用卡违约已达到7%，汽车贷款开始松弛。
After the housing bubble, we will see the collapse of consumer credit and auto loans. Defaults on credit CARDS have reached 7% and auto loans are beginning to unwind.
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