最甚的便是，立法委员每年能到其选区巡览40多次，而往返的列车费用可以全免。而他们退休金累积也是文职公务员的两倍。
On top of this, lawmakers get 40 round trips a year to their constituencies and free train travel, as well as pension benefits that accumulate twice as fast as those of civil servants.
通常建议人们采用最佳“提取率”法，就是每年提取一定比例的退休金做为年收入，用以防止过早地花光退休金而出现生活困顿。
Usually advice has focused on the best “withdrawal rate”, the proportion of the pension pot that can be taken as annual income while minimising the risk that the retiree outlives his or her savings.
资产净值的缩水对于诸如每年5.2万美元的学费，或者正在支付的退休金之类期待中的大额账单让人们感到尤为痛苦。
Net worth declines are particularly painful for those expecting big bills -- like a $52, 000-a-year college tuition or paying for retirement.
加州公共雇员退休基金，也就是美国最优厚的州级退休金计划，使它的受益者中9000多人的退休金达到每年十万美金以上。
More than 9,000 beneficiaries of CalPERS, the largest state retirement plan, receive more than $100,000 a year.
马克用他的退休金在海岸边租了一间住所，每年都去那儿欣赏纯净的大海深处那生动的美丽。
Mark rented an accommodation with his pension near the shore. He paid annual visits there to enjoy the vivid beauty in the depths of the pure sea.
马克用他的退休金在海岸边租了一间居处，每年都去那儿观赏纯净的年夜海深处那活泼的美丽。
Mark rented an accommodation with his pension near the shore. He paid annual visits there to enjoy the vivid beauty in the depths of the pure sea.
（疑似来自爱因斯坦的言论，尽管如此仍值得记住）。假定真实工资每年增长1%，40年内平均2%的回报，一个2%的语言津贴就会变成退休金中67000美元的额外收入。
Assuming just a 1% real salary increase per year and a 2% average real return over 40 years, a 2% language bonus turns into an extra $67,000 (at 2014 value) in your retirement account.
（疑似来自爱因斯坦的言论，尽管如此仍值得记住）。假定真实工资每年增长1%，40年内平均2%的回报，一个2%的语言津贴就会变成退休金中67000美元的额外收入。
Assuming just a 1% real salary increase per year and a 2% average real return over 40 years, a 2% language bonus turns into an extra $67,000 (at 2014 value) in your retirement account.
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