未决赔款准备金的估计对于保险公司而言非常重要。
It is very important for the general insurers to estimate the outstanding loss reserve.
[摘要]在目前管理模式下，已发生已报告未决赔款准备金存在计提不及时、不真实的问题。
Abstract: This paper pointed out that there were problems of delayed recognition and impreciseness of incurred and reported outstanding claims reserves under the current management mode.
未决赔款准备金是保险公司责任准备金中最重要的部分，也是准备金精算师日常工作的主要部分。
The outstanding claim reserve is the most important part of reserves. The actuaries in the insurance companies pay most time in estimating the outstanding claim reserves.
链梯法由于其简易性和几乎不需任何假设的特点，成为了基于流量三角形对未决赔款准备金进行预测的最常用方法。
Because of the property of simplicity and distribution-free, the chain ladder method has become the most popular method of claims reserving.
链梯法是广泛应用于提取未决赔款准备金的一种方法，这种方法由于原理简单、操作简便而受到了保险公司的青睐。
Chain ladder method has been widely used in loss reserving, it is very simple, and many insurers prefer the method.
链梯法是广泛应用于提取未决赔款准备金的一种方法，这种方法由于原理简单、操作简便而受到了保险公司的青睐。
Chain ladder method has been widely used in loss reserving, it is very simple, and many insurers prefer the method.
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