对新兴市场条件提供无担保零售贷款模式有很好的经验。捷信集团正寻找一个冒险家，一个能够通过进入到亚洲并能改变整个业务模式的人。
Having fine-tuned an unsecured retail lending model for emerging market conditions, Home Credit is now looking at a venture that could alter the whole profile of the business - by moving into Asia.
现对比他们保证的贷款之承担着信贷危险(其他的危险又在有有价证卷的投资者所承担)所以变得更加有效率，担保生意也而且更加安全。
The loans they guarantee, in contrast, carry only credit risk (the other risks are borne by the investor in the securities).
无担保信贷：客户没有提供立即的有价信用担保的贷款。
Open credit: credit that is allowed without immediate proof of a customer's credit worthiness.
获得债务合并贷款抠你的所有欠款在一起，将他们安置在一个有担保贷款。
Get a debt consolidation loan to pull all of your outstanding debts together and put them in one secured loan.
时出现的困难，你有太多的无担保贷款的悬而未决的或借用超过您可以回报。
The difficulties arise when you have too many unsecured loans outstanding or have borrowed more than you can pay back.
有两种类型的贷款：有担保和无担保贷款。
有两种类型的贷款：有担保和无担保贷款。
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