这是普通贷款很有意思的特性，即贷款余额在起初减少的非常缓慢，但随着到期日的临近，便会加速递减。
So, that's a funny property of conventional mortgages -that the mortgage balance declines very slowly at first and then it falls rapidly when it comes to maturity.
但是如果银行的收入仅依靠利润单薄且不稳定的普通贷款，那么他们在风险更高的冒险中赌一把也就不会失去太多。
But a bank earning only lean and uncertain margins on garden-variety loans may have little to lose by gambling on riskier ventures.
对于贷款额度小于 $25K 的贷款，将调用基本贷款提供服务；对于大于 $25K但小于 $50K 的贷款额度，将调用普通贷款提供服务。
For loan amounts less than $25K, the basic loan provisioning service is invoked; for loan amounts greater than $25K and less than $50K, the regular loan provisioning service is invoked.
银行为存款支付的利率，和它们向普通客户贷款时所收取的利率之间，利差达到好几个百分点。
The gap between what banks are paying on deposits and the rates they are charging ordinary customers to borrow is several percentage points.
如今他们所面临的困境是大多数公司通过借款为其经营活动筹集部分资金，这可能将普通的透支行为引向庞大的辛迪加贷款。
The difficulty they face is that most companies fund their operations in part through borrowing, which can stretch from simple overdrafts to huge syndicated loans.
迄今为止，造成的主要损害集中在次优抵押贷款市场，这种贷款主要借给那些收入太低或者信用记录不良，以至于没有资格获得普通抵押贷款的人。
Most of the damage so far is in the "subprime" mortgage market, which lends to people whose income is too low, or whose credit history too patchy, to qualify for an ordinary mortgage.
他们也将面对普通夫妇要面临的大多数挑战——不包括支付抵押贷款——加上他们自己的山一样的挑战。
They will face most of the challenges of ordinary couples-paying the mortgage not included-plus some mountainous ones of their own.
你不是一个经营企业的普通商家，你是给这些企业贷款的人。
You're not a regular businessman running a business; you're a lender to the businesses.
对于过去的几年，能够支付按揭贷款一直是普通美国人最关注的。
For the past couple of years, being able to make ones mortgage payment has been the primary concern for the average American.
迷人的人也比长相普通的人更容易获得贷款，即使他们不可能还。
Attractive people also have an easier time getting a loan than plain folks, even as they are less likely to pay it back.
在英国，资金雄厚的企业逐渐发现对一些普通常规的贷款很难再向银行要求延期支付。
In Britain solid corporate giants are finding it harder to roll over routine loans.
Deanne Looni普通的客户都从事薪酬比较低的工作，平均拖欠30000美元的贷款。
Ms Loonin’s average client has a low-paying job, $30, 000 of debt and is in arrears.
房贷市场真正异常活跃的是次优房产抵押贷款（subprimelending），一种以高于普通利率贷给那些信用记录较差的借款人的房产抵押贷款。
What has set pulses racing is subprime lending—mortgages extended at higher than normal rates to those with weak credit histories.
迄今为止，Fed只直接贷款给传统意义上的银行，即吸纳普通民众存款的银行。
Until now, the Fed has lent directly only to Main Street Banks, those that take deposits from ordinary folks.
典型的抵押贷款，我先介绍普通30年期抵押贷款，从20世纪50年代初起，它就是美国抵押贷款的标准期限。
The typical -i'm going to talk about the conventional thirty-year mortgage, which has been a standard in the United States ever since the early 1950s.
沃利森写道：“对信用违约交换最好的比拟就是一种普通的贷款。”
Wallison writes: "The best analogy for a CDS is an ordinary commercial loan."
个人购置住房贷款是指银行向借款人发放的用于购买自用普通住房的贷款。
Personal house purchase loan means a loan lent by bank to the borrower for purchasing a self-used common housing.
普通银行进入众筹融资平台的其中一个办法是扮演贷款中介的角色。
One solution is for regular banks to get together with crowdfunding platforms to act as funding agents.
可以明显看出，在比较不发达的国家，相对于公司债券，银行贷款和普通股在外来资金来源中占了绝大部分比例。
It is obvious that among the lesser-developed economies bank loans and equities are a much greater source of external financing than are corporate bonds.
普通股对企业而言是一笔负债，它授予了它的持有者分享盈利的权利，但与贷款相比它不需偿还。
And ordinary shares are liabilities of firms, which confer on their owners the right to a share of the profits earned but, in contrast with loans, do not have to be repaid.
我们向知情人物提供灵活的股票贷款项目，非关联公司和上市公司普通股股东-无论其股票在美国或主要外汇市场生意业务。
We offer flexible stock loan programs to insiders, non-affiliates and common shareholders of publicly traded companies whether their stock is traded on a U. S. exchange or a major foreign exchange.
我们向知情人士提供灵活的股票贷款项目，非关联公司和上市公司普通股股东-无论其股票在美国或主要外汇市场交易。
We offer flexible stock loan programs to insiders, non-affiliates and common shareholders of publicly traded companies - whether their stock is traded on a U. S. exchange or a major foreign exchange.
而他们的客户，那些成千上万、普普通通的抵押贷款者和养老金持有人，却没有这种能在极端压力之下像花开一样绽放，在紧张刺激之下鼓舞振作的禀性。
Their clients, the ordinary millions of mortgage and pension-holders, don't have temperaments that blossoms when challenged by extreme pressure and buoyed up by thrills.
而他们的客户，那些成千上万、普普通通的抵押贷款者和养老金持有人，却没有这种能在极端压力之下像花开一样绽放，在紧张刺激之下鼓舞振作的禀性。
Their clients, the ordinary millions of mortgage and pension-holders, don't have temperaments that blossoms when challenged by extreme pressure and buoyed up by thrills.
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