迄今为止，造成的主要损害集中在次优抵押贷款市场，这种贷款主要借给那些收入太低或者信用记录不良，以至于没有资格获得普通抵押贷款的人。
Most of the damage so far is in the "subprime" mortgage market, which lends to people whose income is too low, or whose credit history too patchy, to qualify for an ordinary mortgage.
为了使其更具安全性，资产池中有抵押的债券要比普通债券价值大。
For extra safety, the pool contains more collateral than the value of the bond.
他们也将面对普通夫妇要面临的大多数挑战——不包括支付抵押贷款——加上他们自己的山一样的挑战。
They will face most of the challenges of ordinary couples-paying the mortgage not included-plus some mountainous ones of their own.
典型的抵押贷款，我先介绍普通30年期抵押贷款，从20世纪50年代初起，它就是美国抵押贷款的标准期限。
The typical -i'm going to talk about the conventional thirty-year mortgage, which has been a standard in the United States ever since the early 1950s.
房贷市场真正异常活跃的是次优房产抵押贷款（subprimelending），一种以高于普通利率贷给那些信用记录较差的借款人的房产抵押贷款。
What has set pulses racing is subprime lending—mortgages extended at higher than normal rates to those with weak credit histories.
二者间的差额就是抵押资产的净值，通常也称为“纯资产”，“股东的普通股”或者“纯价值”。
The difference between what it owns and what it owes is its equity, also commonly called "net assets," "stockholder's equity," or "net worth."
二者间的差额就是抵押资产的净值，通常也称为“纯资产”，“股东的普通股”或者“纯价值”。
The difference between what it owns and what it owes is its equity, also commonly called "net assets, " "stockholder's equity, " or "net worth."
恶意抵押指有多个普通债权人的债务人仅与债权人之一设定抵押，以减少债务人的一般担保，而侵害其他债权人的利益的抵押。
The mortgage settled by the debtor with one of common creditors to reduce his general property and do harm to other creditors is called malicious mortgage.
而他们的客户，那些成千上万、普普通通的抵押贷款者和养老金持有人，却没有这种能在极端压力之下像花开一样绽放，在紧张刺激之下鼓舞振作的禀性。
Their clients, the ordinary millions of mortgage and pension-holders, don't have temperaments that blossoms when challenged by extreme pressure and buoyed up by thrills.
而他们的客户，那些成千上万、普普通通的抵押贷款者和养老金持有人，却没有这种能在极端压力之下像花开一样绽放，在紧张刺激之下鼓舞振作的禀性。
Their clients, the ordinary millions of mortgage and pension-holders, don't have temperaments that blossoms when challenged by extreme pressure and buoyed up by thrills.
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