一边是在美国历史的大部分时间里定义了银行业的一个观点：银行必须能对风险作出判断，因此它们得贴近这些风险。
On the one hand, there is the idea - which defined banking for much of American history - that Banks should be close to the risks that they must judge.
罗杰斯：是这样的，但是对于市内的任何一个银行来说，这只需要花费隔夜的时间，而对于外地银行，也只需一、两天时间就可取回款项。
R:Yes,that's right .But it only takes overnight for any bank in the city and just a day or two for banks outside the city .
违约者面临的另一个风险是，银行可能会把追索权出售给催收机构和其他公司，这些公司有可能在止赎后最长20年的时间里向借款人讨债。
Another risk for defaulters is that Banks could sell the rights to pursue claims to collection agencies or other firms, which could then dun the borrowers for up to 20 years after a foreclosure.
伦敦汇丰银行总部的历史墙，是一个引人注目的艺术装置，它由公司档案馆里3743幅画像按时间顺序排列而成。
HSBC's History Wall, a striking art installation at the bank's London headquarters, is made up of 3, 743 images drawn from the bank's archives and arranged in chronological order.
经济没落的时间，95%的大型建筑项目无法开工，一个因为是银行不放款。
During the recession 95% of all building large projects never start for the same reason… the banks wont release the money.
如同你们大多了解的，在一个新城市定居是很困难的事，即使对银行行员也是，然而你们很多人也花了时间、不辞辛劳来帮我。
As most of you may realize, settling down in a new city is very difficult, even for bankers, and many of you have taken the time and trouble to help me.
下面是在写支票和付款之间通常所用的时间：一张支票从一个银行到另一个银行再到准许支付将会闲置好几天。
This is the average time between when a check is written and when it is paid. A check floats for several days as it is transported from bank to bank to be approved for payment.
下面是在写支票和付款之间通常所用的时间：一张支票从一个银行到另一个银行再到准许支付将会闲置好几天。
This is the average time between when a check is written and when it is paid. A check floats for several days as it is transported from bank to bank to be approved for payment.
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