对买方而言，由于该债券专为散居侨民成员而设并专向其销售，因此4%的回报率大大高于一般银行储蓄利率或现金存款利率。

For the buyer - since the bonds are specifically created for and marketed to diaspora members - a 4 percent return would be much better than a typical bank savings account or cash hoard.

youdao

对买方而言，由于该债券专为散居侨民成员而设并专向其销售，因此4%的回报率大大高于一般银行储蓄利率或现金存款利率。

For the buyer - since the bonds are specifically created for and marketed to diaspora members - a 4 percent return would be much better than a typical bank savings account or cash hoard.

youdao