放贷标准已经收紧，但是肯定还没有结束。
Lending standards have tightened, but surely have further to go.
随着放贷标准变紧，消费需求会受到打击，可能会导致一次美国经济的不景气。
As lending standards tighten, consumer demand could suffer, possibly prompting a recession in the United States.
然而这两家公司放宽放贷标准以及接受高风险贷款的做法却使事情进一步恶化。
But both companies made things worse by loosening their standards and accepting riskier types of loans.
美联本周一报道，最近有一半的银行在一流的贷款上收紧放贷标准。
The Federal Reserve reported on Monday that half of all Banks recently tightened their lending standards on prime mortgages.
和对其它各类消费品信用贷款的宽松放贷标准一起，这导致了美国人消费行为的剧变。
Together with looser lending standards for other kinds of consumer credit, this led to a radical change in American behavior.
根据更严格的放贷标准审核的2009年和2010年的贷款风险相对较低，盈利能力更好。
Newer loans approved under tighter lending standards in 2009 and 2010 are relatively less risky and more profitable.
但随着一些商业房地产贷款标准的放宽﹐放贷机构和投资者重又产生了担忧情绪﹐因此这个数字很可能会上升。
But that is likely to rise as loose lending standards on some commercial-real-estate loans come back to haunt lenders and investors.
新的会计标准将帮助西班牙放贷商平稳度过房贷泡沫的影响。
The new accounting guidelines will help Spanish lenders smooth out the effects of the property bust over time.
较为可喜的是，他也承诺亚投行的放贷活动将遵守严格的环境和社会标准，并且将比世行更快捷、更灵活。
More optimistically, he also pledged that the bank's lending would adhere to tough environmental and social standards, while being faster and more nimble than the World bank.
亚投行通过承诺将放贷速度与高标准结合起来，在初始阶段就发出了令人鼓舞的信息。
The AIIB has made some encouraging noises early on with its commitments to combining lending speed with high standards.
温州银行(Bankof Wenzhou)零售信贷部负责人潘是非表示，他的工作就是向较小的本地企业发放贷款——但只给那些达到标准的企业。
Pan Shifei, head of retail lending at the Bank of Wenzhou, says he is focused on extending credit to smaller, local companies - but only to those that make the grade.
温州银行(Bankof Wenzhou)零售信贷部负责人潘是非表示，他的工作就是向较小的本地企业发放贷款——但只给那些达到标准的企业。
Pan Shifei, head of retail lending at the Bank of Wenzhou, says he is focused on extending credit to smaller, local companies - but only to those that make the grade.
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