有钱借的个人比传统的放贷者更难找。
Private individuals with money to lend are more difficult to find than traditional lenders.
你的银行经理不给你放贷的决定可能与此有关。
This may have influenced your bank manager's decision not to give you a loan.
降低利率在加利福尼亚州没造成很大影响的原因有二。第一，银行仍然害怕放贷。
The cut in the interest rates has not had very much impact in California for two reasons. First of all, banks are still afraid to loan.
分析者说，最大的问题是高失业率，这会导致借贷需求减少以及银行不愿意放贷。
Analysts say the biggest problem is high unemployment, which weakens demand and makes banks reluctant to lend.
放贷机构常常与借款者勾结，以扩大抵押贷款规模，或者更糟糕的是，向借款者兜售错误的政策。
Too often lenders connived with borrowers to swell the size of mortgages, or worse, sell borrowers the wrong policy.
引发全球金融危机的银行获得了数十亿美元，但房主和这些银行掠夺性放贷行为的受害者们只得到了一小部分。
The banks that brought on the global financial crisis got billions while a tiny bit went to the homeowners and victims of the same banks' predatory lending practices.
他们一直指望着给那些努力削减其资产负债表的信托公司放贷，减轻其监管负担。
They have been looking to trust companies in particular to trim their balance sheets and lessen their regulatory burden.
可以采取哪些措施使银行再次放贷？
银行家们会退缩不前，害怕放贷。
美联储开始向各投资银行发放贷款。
当银行陷入困难，他们限制放贷。
When banks get into difficulty, they restrict their lending.
这对一些放贷者仍不是什么问题。
银行变得对彼此放贷非常谨慎。
但如果海外银行停止放贷了怎么办？
国会要求房地美和房利美大力放贷。
Congress pushed Fannie Mae and Freddie Mac to extend more loans.
“放贷人住在社区里，”他说。
目标是减缓银行放贷和控制通货膨胀。
放贷人和开发商相信他们挖到了金矿。
Lenders and developers are convinced that they have struck gold.
它这样做主要是受到了银行放贷的支持。
即使是在现在，银行仍在继续收紧放贷。
此外，银行仍在不断放贷。
放贷压力不仅来自于内部。
银行为什么削减放贷了呢？
银行放贷规模也有所增长。
放贷标准已经收紧，但是肯定还没有结束。
Lending standards have tightened, but surely have further to go.
这样他们必须持续放贷。
银行放贷已经急剧减少。
这一过程就是发放贷款。
银行将合理、适度、稳定放贷。
银行将合理、适度、稳定放贷。
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