捷信集团是四家中唯一一家全资外资控股公司。
Home Credit is the only purely foreign-owned player among the four.
但机会之多可能缩小捷信集团已经存在的东欧业务。
But the sheer size of the opportunity could dwarf Home Credit's existing eastern European operations.
捷信集团能吸收在越南的经验，在那儿两年的试点计划获得了全部的公司许可。
Home Credit can draw on experience gained in Vietnam, where a two-year pilot scheme earned the company a full licence.
对新兴市场条件提供无担保零售贷款模式有很好的经验。捷信集团正寻找一个冒险家，一个能够通过进入到亚洲并能改变整个业务模式的人。
Having fine-tuned an unsecured retail lending model for emerging market conditions, Home Credit is now looking at a venture that could alter the whole profile of the business - by moving into Asia.
捷信集团的首席执行官亚历山大·拉巴克说：“现在的参与者和我们的一线人员都努力从各个方面管理信贷风险，从订立合同到收集资料。”
Incumbent players, and we have been at the forefront, have really aggressively managed credit risk on all aspects, from underwriting to collection.
捷信集团的首席执行官亚历山大·拉巴克说：“现在的参与者和我们的一线人员都努力从各个方面管理信贷风险，从订立合同到收集资料。”
Incumbent players, and we have been at the forefront, have really aggressively managed credit risk on all aspects, from underwriting to collection.
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