在美国，他们已经跟物业管理公司签署协议，允许住户使用信用卡支付租金、按揭贷款、甚至是房屋的首付贷款。
In America they have signed deals with property-management companies to allow residents to use credit CARDS for rent, mortgage instalments and even the down-payment on a house.
该发言人又指出，七成按揭上限指引是一项审慎措施，曾在物业价格大幅波动的期间，有效维持银行体系的稳定。
The spokesperson added that the guideline had been effective as a prudential measure for maintaining stability in the banking system during a period of extreme volatility in property prices.
根据该计划，按揭证券公司向贷款银行提供担保并收取担保费，担保额最高达物业价值的15%。
Under the scheme, the HKMC provides a guarantee at a fee to the lending bank for an amount up to 15 per cent of the value of the property.
物业购置三零按揭——零首付、零利率、两三年内只付本金，人们认为条件只会越来越好，不可能变差。
The US households who took on triple zero mortgages-zero down payment, zero interest rate and principal repayment for two or three years knew they were offered only upside and no downside.
物业购置三零按揭——零首付、零利率、两三年内只付本金，人们认为条件只会越来越好，不可能变差。
The US households who took on triple zero mortgages-zero down payment, zero interest rate and principal repayment for two or three years knew they were offered only upside and no downside.
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