如果你选择提出退单拒付，这个程序从退单拒付的日期起通常会花费45天才能完成。
If you choose to challenge the chargeback, the process typically takes about 45 days from the date of the chargeback.
当信用卡持有者联系银行或者信用卡公司以阻止一笔账户付款时，退单拒付即产生。
A chargeback occurs when a credit card holder contacts his bank or credit card company to dispute a charge on his account.
当信用卡持有者联系银行或者信用卡公司以阻止一笔账户付款时，退单拒付即产生。
A chargeback occurs when a credit card holder contacts his bank or credit card company to dispute a charge on his account.
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