不过他说，尽管有担保和抵押物，很多银行仍然不愿向小企业发放贷款。
However, even with the guarantee and the collateral, he says, many Banks are still unwilling to lend to small businesses.
抵押物或者其他担保物的价款超过其所担保的债务数额的，超过部分属于破产还债的财产。
If the money value of the property mortgaged or used as security for other kinds of obligations exceeds the amount of loans secured, the surplus shall go to the bankrupt property for debt repayment.
虽然根据我国担保法以及新物权法的规定，因抵押物灭失而获得的保险金应当作为代位物。
Although according to our Warranty Law and Property Rights Law, insurance come from the loss of collateral should be subrogation.
未担保债务没有抵押物作为担保的债务，在违约时没有抵押物可以补偿损失。
Unsecured DebtDebt, which is not guaranteed by collateral, therefore, no assets are committed in case of default.
未担保债务没有抵押物作为担保的债务，在违约时没有抵押物可以补偿损失。
Unsecured Debt Debt, which is not guaranteed by collateral, therefore, no assets are committed in case of default.
最高额抵押的变更如涉及第三人利益，对变更前抵押物上的其他担保物权人应不具有对抗力。
If involved with the interest of a third party, the change of maximum amount mortgage has no counter force to other property right gua...
抵押人所担保的债权可以超出其抵押物的价值，在抵押物的同一价值上可以设立重复抵押。
Value of credit rights of the mortgagor may be higher than the hostages. Mortgagor may duplicater…
抵押人所担保的债权可以超出其抵押物的价值，在抵押物的同一价值上可以设立重复抵押。
Value of credit rights of the mortgagor may be higher than the hostages. Mortgagor may duplicater…
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