这些贷款有许多是值得的属性不是因为他们的抵押贷款价值下降的少。
Many of those loans are for properties that are worth less than their mortgages because of declining values.
在你的抵押贷款和小型企业管理局贷款之间，你最后可能会欠下比房产价值多得多的钱。
Between your mortgage and your SBA loan, you could end up owing a lot more on your property than it's worth.
房地产市场崩盘之后，几百万房主(其中四分之一有住房抵押贷款)的负债超过了他们的房产价值。
After the housing crash, millions of homeowners-a full quarter of those with mortgages-had loans larger than the value of their homes.
另一部分工作将具体帮助那些其住房市场价值已经低于所欠的抵押贷款的人。
Another part would specifically help people with dwellings whose market value has sunk below the principal still owed on the mortgages.
很明显只要只要这些泡沫破灭一丁点，更多的抵押贷款就会以失败终结—以低于贷款价值的价格。
It was clear that if the bubble got deflated even a little, many mortgages would end up under water - with the price less than the value of the mortgage.
三分之二的抵押贷款的借款人有良好的信用记录和固定的利率，他们拥有的房产价值远高于他们的借款。
Two-thirds of mortgage borrowers enjoy good credit and a fixed interest rate and can depend on the value of their houses remaining far higher than their borrowings.
他们有一幢价值$250,000的房子，在这房子上有$100,000的抵押贷款。
They own a house worth $250, 000 and have a mortgage on it for about $100, 000.
它只是增加了房地产泡沫破裂时价值暴跌的抵押贷款证券的数量。
It merely swelled the volume of mortgage-backed securities that lost value when the housing bubble burst.
银行可以在繁荣时期建立额外储备金，对高风险借款人增加风险筹码，和对抵押贷款市场规定贷款价值比率。
These included the right to force Banks to build up extra reserves during boom times, increase risk-weights on high-risk lenders and impose loan-to-value ratios in the mortgage market.
上海市监管人员在2月4日表示，如果房地产价值下滑10%，上海的违约抵押贷款将增至原来的3倍。
A 10% fall in property values would triple the number of delinquent mortgages in Shanghai, regulators in the city said on Feb. 4.
但是大约有四分之一的房主因房产价值不够进行抵押而无法重新贷款。
But roughly a quarter of homeowners cannot refinance because their mortgages exceed the value of their homes.
近25%的住房拥有者的抵押贷款比其住房的价值要高。
Almost 25% of homeowners with mortgages owe more than their houses are worth.
我有一套自己的计划，能够通过抵押贷款再融资计划稳定房屋价值并再次实现增值，这样你们的邻居就不必违约，也不会拖累你们自己的房子贬值。
I have a plan to protect the value of homes and get them rising again by refinancing mortgages so your neighbor won't default and further drag down the value of your house.
在总体债务水平下降最快的美国，家庭负债减少有很多是住房抵押贷款违约和价值减记的结果。
In America, where overall debt levels have fallen fastest, a lot of the reduction in household debt has been thanks to mortgage defaults and write-downs.
为预防房地产泡沫，他们也必须适时地调整商业和住宅抵押贷款的贷款价值比。
They must also vary the loan-to-value ratio on commercial and residential mortgages to forestall real estate bubbles.
她开始与几家银行会晤，私下劝他们在2007年春重新审议全部贷款科目，以避免大规模断供，这可能将降低抵押房屋的价值。
She began meeting with the Banks, urging them privately in the spring of 2007 to renegotiate entire categories of loans to avoid massive foreclosures that could erode home values.
这反过来会导致更多产业主陷入负资产抵押，背负大大超过其房屋价值的按揭贷款。
That, in turn, leaves more homeowners deeper in negative equity, saddled with mortgages that vastly exceed the value of their homes.
最紧急的一项是潜伏的抵押贷款，差不多25%的美国家庭都有超过其房屋价值的抵押贷款。
The most urgent item is the festering mass of underwater mortgages. Almost 25% of homeowners with mortgages owe more than their houses are worth.
对于同一片土地与同一所房子的销售和二次销售本来就没有产出物，也意味着银行可以经常从房产抵押的价值中回收贷款。
The sale and resale of the same land and the same home is inherently unproductive, and means the bank can usually recover the value of the mortgage.
那是一大笔开销,因此你要设定一个足够低的,贷款价值比率,使得抵押物价值能够为贷款提供保障
There are lots of costs, so you want to have a loan-to-value ratio, which is sufficiently low, that the collateral will cover the value of the loan.
不管前者创多少价值都和公司本身没有什么关系，就像很多人从抵押贷款业务中大赚，而很多私房户主却处于水深火热中。
It did not matter that the company was left owing far more than it was worth, just as many people profited from the mortgage business while many homeowners found themselves underwater.
美国有近五分之一的家庭拥有超过其房屋价值的抵押贷款，而且房价持续下滑。
Almost a fifth of American households with mortgages owe more than their house is worth, and house prices are set to fall further.
另外，新政策不允许商业银行将贷款额度与房产评估价值挂钩也不允许发放没有实际用途的抵押贷款。
Additionally, the new policy requires commercial Banks neither link the amount of loan to property appraisal value nor grant property mortgage loan without specifying the purpose of the loan.
他的见解无疑带有偏见，不过德州法律确实把抵押的贷款价值比率控制在80%以内。
He is biased, no doubt; but Texas law does cap the loan-to-value ratio of mortgages at 80%.
房价下跌了20%至30%，使许多人的房屋价值只有抵押贷款额的一半。
House prices are down 20 to 30 per cent, leaving many with houses worth only half the mortgage.
房价下跌了20%至30%，使许多人的房屋价值只有抵押贷款额的一半。
House prices are down 20 to 30 per cent, leaving many with houses worth only half the mortgage.
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