如果房主不能继续还贷，他们就面临抵押品赎回权被取消的危险。
If homeowners can't keep up the payments, they face foreclosure.
当地总的取消抵押品赎回权的比例是全国的两倍。
The overall local foreclosure rate is roughly twice the national average.
在过去三年里，有500万户家庭失去抵押品赎回权。
Some 5m homes have entered foreclosure in the past three years.
同时华盛顿的取消抵押品赎回权政策的仍旧不能解决问题。
Meanwhile Washington's foreclosures policy continues to fail to rise to the magnitude of the problem.
结果是，居民将面对丧失抵押品赎回权，而银行也将受损。
People will face foreclosure and Banks will fail as a result.
通过一位友善的律师的帮助，他们才避免丧失抵押品赎回权。
Only through the help of a friendly lawyer did they escape foreclosure.
赞迪希望在今年上半年有更多的价格下降和取消抵押品赎回权。
Zandi expects more price declines and foreclosures in the first half of the year.
还有失业让那些维持着常规抵押贷款的房主也失去了抵押品赎回权。
And unemployment has pitched even homeowners who hold conventional mortgages into foreclosure.
若达成一致，就能迫使银行帮助“水下屋主”避免丧失抵押品赎回权。
A deal would compel Banks to help underwater homeowners avoid foreclosure.
一股丧失抵押品赎回权的浪潮正在使消费者减少消费并扩散愤怒情绪。
A wave of foreclosures is damping consumer spending and spreading anger.
他说，住房市场的潜在力量被市场中抵押品赎回权的丧失数量所掩盖了。
He says underlying strength in the housing market is being hidden by the number of foreclosures on the market.
直接的解决住房问题。这包括限制丧失抵押品赎回权和降低强行拍卖的价格。
Directly addressing housing problems, including moving to limit foreclosures and reduce the forced sales that follow foreclosures.
去年秋天，我们了解到，许多抵押贷款的债权人从事非法的取消抵押品赎回权的活动。
Last fall, we learned that many mortgage lenders were engaging in illegal foreclosures.
丧失抵押品赎回率去年仅仅稍稍下降，专家的意见挽救了4000多所房子免于破产。
Foreclosure filings declined only slightly last year, but the counselling service saved over 4,000 homes from the auction block.
美国的游戏之都目前的失业率高达14.7%，并且全国取消抵押品赎回权的比率最高。
The gaming capital of America currently has 14.7 percent unemployment and the highest foreclosure rate in the nation.
面对破产和抵押品赎回权的丧失，许多家庭忽视了许多必要的医疗护理以此来节省开支。
Faced with bankruptcy and foreclosure, many families neglected much needed medical care as a way to save some money.
在Soulsvile那个走廊的两个街区内就有十几户被富国银行取消了抵押品赎回权。
Within a two-block radius of that porch in Soulsville, Wells Fargo holds mortgages on nearly a dozen foreclosures.
然而所发生的是，在经济萧条期，丧失抵押品赎回权在高于某一水平的情况下造成了大量损失。
What has happened, though, is that above a certain level, foreclosures have done a lot of damage during the bad years.
在这里个人破产和抵押品赎回权丧失和这个国家其他地方一样高，已经创建的公司降低了招聘。
Personal bankruptcies and foreclosures are as high here as in the rest of the country, and established companies are cutting way back on hiring.
美国和全球金融系统需要找回信用并谨防丧失抵押品赎回权，而不是当前一些人所想的银行国有化。
The U.S. and global financial systems require credit creation and foreclosure prevention, not bank nationalization as currently contemplated by some.
这些问题以及抵押品赎回权（用以抵押的商品无法被赎回）危机是美联储决策者们这周头疼的问题。
Those issues, along with the foreclosure crisis, were on the mind of Federal Reserve policymakers this week.
美国有很多需要律师的人——他们的房子丧失了抵押品赎回权，他们有消费债务，他们雇不起律师。
"We have all these people in America who need lawyers - their houses are foreclosed, they have consumer debt," he said. "they can't get a lawyer."
他说，如果你将丧失抵押品赎回权的买卖从数据中移除的话，正常住房的价格实际上在去年保持平稳。
He says if you remove foreclosure sales from the data, housing prices for non-distressed homes have actually been flat for the past year.
附近两个邻居家的门上的取消抵押品赎回权通知旗帜似的飘扬着，草坪上杂草丛生，排水沟里都是泥。
Foreclosure notices flutter like flags on the doors of two nearby homes, and the lawns there are overgrown and mud fills the gutters.
他给那个学生提供了很多建议，认为现在丧失抵押品赎回权的危机对于法定职业都是充分就业的行为。
He's given a lot of thought to the problems of people like that student, and suggested that the current foreclosure crisis could be a full-employment act for the legal profession.
由于取消抵押品赎回权失控，房地产价值进一步暴跌，家庭因而进一步沉下水，不断减少消费支出等。
As foreclosure spin out of control, housing values plummet further, putting households further underwater, decreasing consumer spending, etc.
马克说，“因为我们已经非常接付清近抵押借款了，所以我猜测银行就是想取消我们的抵押品赎回权。”
"I suspect the bank wanted to foreclose because we were so near to paying off the mortgage," says Mark.
马克说，“因为我们已经非常接付清近抵押借款了，所以我猜测银行就是想取消我们的抵押品赎回权。”
"I suspect the bank wanted to foreclose because we were so near to paying off the mortgage," says Mark.
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