由于外国投资者对美国AAA级资产的强烈需求，美国的银行有强烈的动机去创造由房屋贷款构成看似安全的产品。
Faced with strong foreign demand for AAA-rated securities, American Banks had a strong incentive to create supposedly safe ones from packages of risky home loans.
他本周说，此类项目很有希望，因为它们避开了银行和一级交易商，直接向关键信贷市场的贷款者或投资者提供了流动性。
'Such programs are promising because they sidestep Banks and primary dealers to provide liquidity directly to borrowers or investors in key credit markets,' he said this week.
因此，票付承兑更加透明并且会有详细记录，同时二级市场允许借贷方将他们的贷款卖给其他投资人。
Asa result, the promissory notes are more transparent and thoroughly documented, and a secondary market allows lenders to sell their loans to other investors, if they wish to do so.
另一个对于投资者的选择是确定某些贷款比之其他有着优先级。
If there are more loans available than the investor has cash to invest, then the loans would be randomly selected for investment.
其次，得有不同风险级的贷款供投资者选择。
Second, they want a few different risk-grades to choose from.
其次，得有不同风险级的贷款供投资者选择。
Second, they want a few different risk-grades to choose from.
应用推荐