估定承保的风险永远不会成为一门精确的科学。
承保的风险必须不是投保人的故意行为造成的。
The peril covered must not result from deliberate actions of the insured.
海上保险合同中的保险人对其承保的风险有保险利益，并可将有关风险再保险。
The insurer under a contract of marine insurance has an insurable interest in his risk, and may re-insure in respect of it.
非可保风险：一种不能被明确规定或计算并且不是经常遇到的，因此没有保险人愿意承保的风险。
Uninsurable risk: one that cannot be clearly described or calculated and is not often met, so that no insurer will insure.
我们的保单全面承保火灾及盗窃风险。
Our policy offers complete protection against fire and theft.
它们也可能出现在商业中：例如，针对承保风险的保险计算。
They may also occur in business: for example, in insurance calculations for underwriting risk.
布哈特先生说社交网络已帮助公司更快更好地做出了风险承保的决策。
Mr Bhatt says the network has helped the firm make speedier and better decisions about which risks to underwrite.
保险行业的保险单承保人使用潜在客户的驾驶记录作为确定风险的因素之一。
The policy underwriters in the insurance industry use a potential client's driving history as one of the factors to determine risks.
风险评估是贷款或保险承保流程必不可少的一步，且风险等级计算操作通常有助于基于业务规则的实现。
Risk assessment is an essential step of loan or insurance underwriting processes, and the risk grade calculation operation usually lends itself very naturally to a business rule based implementation.
一般而言，承保人是提供保险并承担策略风险的大型公司。
In general, insurance carriers are large companies that provide insurance and assume the risks covered by the policy.
它的业务是出售保险，在发现定价严重错误的风险时积极承保，相信将风险多样化可以减低风险。
Its business was selling insurance and, when it saw a seriously mispriced risk, it went to town insuring it, in the belief that diversifying risk reduces it.
对手可能会提供一份保费稍微低一点、承保范围稍微小一点的保单，由于风险大的驾驶员倾向于保持全保，这份保单只会剔出安全的驾驶员。
A rival could offer a deal with slightly lower premiums, and slightly less coverage, which would peel away only safe drivers because risky ones prefer to stay fully insured.
内控机制不完善。为保证寿险公司的正常经营，必须加强团体人身综合保险承保风险管理建设。
We must strengthen underwriting risks management for group personal comprehensive insurance in order to guarantee normal operation of life insurance companies.
这里存在一个问题：推出年金的承保人有可能面临一些重大风险，比如投保人活得比预期长，或者金融市场长期陷入低迷等。
One problem: Annuities saddle insurers with potentially crippling risks like customers living longer than expected or the financial markets heading south for long periods.
我原以为水渍险应包括全部部主要风险，而根据你所说的，它的承保责任却是很少。
I thought that the WPA insurance should cover all principal risks while, according to what you say, it means very little.
同时，探讨了洪水保险的经营风险，并建议通过扩大承保面、实施洪水再保险来降低经营风险。
In the mean time, the business risk of flood insurance has been discussed and lowered via extending insurance coverage and practicing reinsurance.
再保险的主要功能体现为：分散承保风险、增强可运用资金等。
The major functions of reinsurance are dispersing risk and boosting up the fund.
迟延直接造成的灭失、损害或费用，即便该迟延是由于某种承保风险造成的(但根据上述第2条支付的费用除外)。
Loss damage or expense proximately caused by delay, even though the delay be caused by a risk insured against (except expenses payable under Clause 2 above).
内陆运输保险的承保范围(未列明风险)要比财产保险的承保范围宽泛。
The inland Marine coverage on this property is generally broader (open peril) than is that provided by property insurance.
根据风险选择原则，对投保人的投保要求，保险公司可以进行选择，也有权拒绝承保。
Insurer may either accept or reject insurant's applications according to the rule of risk alteration.
我原以为“水渍险”应包括全部主要风险，而根据你所说的，它的承保责任却是很少。
I thought that the W. P. A. insurance should cover all principal risks while, according to what you say, it means very little.
特别是保险企业，它是经营风险的经济单位，保险公司专门承保社会各风险单位的各类可保风险，收取保费并支付保险金。
Especially to insurance companies, they manage risks through professionally insuring many kinds of insuring risks in society, charging and paying indemnity for a loss.
“我想”“水渍险”“应包括全部主要风险，而根据你所说的，这种水渍险所承保责任却最很少。”
I thought that the W. P. A. insurance should cover all principal risks whilst, according to what you say, this W. P. A. cover means very little.
我想“水渍险”应包括全部主要风险，而根据你所说的，这种水渍险所承保的责任却是很少。
I thought that the W. P. A. insurance should cover all principal risks whilst, according to what you say, it means very little.
再保险人亦是如此，使用除外责任来规避“自动承保能量”（合约），并根据每个风险的实际情况进行评估和定价（临分）。
Reinsurers do the same, as they use exclusion lists to remove "automatic capacity" (treaty) and enable it to judge and price each risk on its own (facultative).
本保险承保除了下述第4、5、6和7条规定的除外责任以外的保险标的的灭失或损害的一切风险。
This insurance covers all risks of loss of or damage to the subject-matter insured except as provided in clause 4, 5, 6 and 7 below.
国外的实践经验表明，保险风险证券化能够有效地化解保险业承保巨灾等业务的风险。
The practice experience of foreign has shown that the securitization of insurance risk can effectively resolve the catastrophe risk beard by the insurance industry.
国外的实践经验表明，保险风险证券化能够有效地化解保险业承保巨灾等业务的风险。
The practice experience of foreign has shown that the securitization of insurance risk can effectively resolve the catastrophe risk beard by the insurance industry.
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