世界第三大的汇丰银行在美国的房贷业务已经恶化。
HSBC, the world's third-largest bank, has seen a deterioration across its American mortgage operations.
上周汇丰承认他们在美国的高风险房贷业务违约率超过预期。
Last week HSBC admitted that its riskier American mortgage-holders were defaulting in unexpected Numbers.
周二,美国的一家地方性银行--地区金融,报告了住房贷款业务高达62亿美元的单季损失。
Regions Financial, an American regional bank, reported a record $6.2 billion quarterly loss on Tuesday on souring property loans.
个人住房贷款业务以其担保可靠、收益较高、风险易控等特点,倍受银行业的青睐。
Personal housing loan business by its earnings, reliable guarantee high risk, etc, to control the favour of banking industry.
邮政储蓄银行和邮政寿险局计划向诸如房贷或是新类型保险的高收益业务进军,但是其工作人员对此类业务却并不熟悉。
Yucho and Kampo plan to enter higher-yielding lines of business such as housing loans and new types of insurance, but the civil servants who work there have little experience in evaluating risk.
第二件要做的事就是要加快解决房贷危机。 这样,企业将更愿意参与借贷和拓展业务,消费者也更愿意花钱消费。
The second thing is to accelerate the resolution of the home mortgage crisis, which would make businesses more eager to borrow, expand and consumers more willing to spend.
德国银行在国内无法疯狂地开展抵押贷款业务,转而大笔购买美国的次级房贷。
German Banks that were not able to go mad on mortgages at home bought up American subprime loans instead.
刚才说的这些银行相对来说都比较小,而且产品品种比较单一:他们都很依赖于在一个强大的房地产市场进行购房贷款业务。
All these Banks are fairly small and have a narrow range of products: all relied heavily on mortgages in a strong housing market.
他的股票本周暴跌,源于不确定地流言关于公司在次级房贷商业票据业务上的巨额亏损。
Its shares slumped this week on unsubstantiated rumours that, it faced big losses in asset-backed commercial paper.
第四章,就我国现在贷款银行、保险公司及借贷人(被保险人)的在个人抵押商品住房贷款保险业务中的冲突,进行了详尽的分析。
Chapter four, has carried on exhaustive analysis conflict of the insurance business about our country lending bank, insurance company and debtor (the assured) in insurance of the home mortgage now.
当住房消费成为新的消费热点后,房地产金融业务的重心也逐渐从房地产开发贷款向个人住房贷款业务转移。
When house consuming becomes hotspot, the real estate finance also transfers its center from development loan to individual housing loan gradually.
个人业务不是很突出的上海浦东发展银行将成为住房贷款证券化的第一个试点,有点超出了业界预期。
Personal business is not very prominent Shanghai Pudong Development Bank to become the securitization of housing loans of the first pilot, somewhat beyond the industry expected.
在大力发展个人住房贷款业务过程中,随着规模的不断扩大,该项业务中存在的问题和风险也逐步暴露出来。
In the process of vigorously developing personal residential mortgage, alone with continuous expansion of the business, the existing problems and risks are gradually exposed.
但美国次贷危机的爆发却警示我们,一定要对资产证券化的风险有充分的认识和控制,才能确保我国房贷证券化业务健康开展。
However, the outbreak of the credit crisis in United States warns us that it is important to have a foll understanding of the risk of asset securitization.
但美国次贷危机的爆发却警示我们,一定要对资产证券化的风险有充分的认识和控制,才能确保我国房贷证券化业务健康开展。
However, the outbreak of the credit crisis in United States warns us that it is important to have a foll understanding of the risk of asset securitization.
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