一家大型商业银行的高层对记者表示，总的目的都是为了保证贷款安全、不被挪用，以及房价不被炒作。
Some senior management in a large commercial bank told journalists that the policies are intended to guarantee the safety of the loans and avoid misappropriation and real estate speculation.
人们认为全国范围的房价总水平绝不会下跌，这一天真的想法鼓励了过度投机和宽松的借贷，从而导致了最终的房市坍塌。
A naive belief that house prices could never fall at the national level encouraged excessive speculation and lax lending, thereby precipitating an eventual collapse.
格林斯潘预计，房价将从2月份的水平再度下跌10%，从高点以来的总跌幅将达到25%左右。
Mr Greenspan estimates that house prices will fall by another 10 per cent from their February levels, for a total peak-to-trough decline of roughly 25 per cent.
调整后费用总水平平均降幅达15%至20%，对房价偏高的南京地区降幅更大。
Adjusted total cost of the average tariff levels of 15 to 20% of the Nanjing area high prices fell even more.
调整后费用总水平平均降幅达15%至20%，对房价偏高的南京地区降幅更大。
Adjusted total cost of the average tariff levels of 15 to 20% of the Nanjing area high prices fell even more.
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