从房地产信贷占总信贷的比例以及房地产市值与GDP的比例来看，中国的房地产以及房地产价格在经济扩张当中扮演着重要角色。
Real estate and housing price play an important role in China's economic expansion, in terms of the ratio of real estate loan to total loan and the ratio of housing value to GDP.
人们对系统性风险的担忧已经减少，总的信贷条件已经开始改善。
Concern about systemic risk has diminished, and overall credit conditions have started to improve.
去年总的信贷跃升了30%多。
总银行信贷比去年增长30%，接近往年最高水平。
Total bank lending has expanded by 30% over the past year, close to the fastest growth on record.
这意味着2009上半年总的新增信贷达到了7.37万亿人民币，比2008年上半年猛增了201%，同时也超过了官方全年新增5万亿贷款的目标。
This brings aggregate new lending in 2009 to RMB 7.37 trillion, up 201% year-over-year from the first half of 2008, and well above the official full-year target of RMB 5 trillion.
指一个经济体中的货币总存量，包括钞票和硬币、贷款、信贷和其他流动性金融工具。
The total stock of money in an economy, including notes and coins, loans, credit and other liquid instruments.
在过去的25年中，消费者在无担保的循环信贷上支付的平均总利率为13% - 19%。
Over the past 25 years, average gross interest rates that consumers pay on unsecured revolving credit lines range from 13% to 19%.
我们的分析表明，明显下降发行人质量是一个更可靠的信贷市场过热的信号比快速总贷款的增长。
We show that a significant decline in issuer quality is a more reliable signal of credit market overheating than rapid aggregate credit growth.
贝尔说，一些买家想要马上拥有自己的房子，他们透支自己的信贷，而且总认为只要房子涨价就可以解决这一问题。
Some buyers want to make the house their own right away, says Baehr. They overextend themselves on credit to do so, and assume the improvement will pay for itself by increasing the home's value.
贝尔说，一些买家想要马上拥有自己的房子，他们透支自己的信贷，而且总认为只要房子涨价就可以解决这一问题。
Some buyers want to make the house their own right away, says Baehr. They overextend themselves on credit to do so, and assume the improvement will pay for itself by increasing the home's value.
应用推荐