借款人和担保人应书面授权，同意贷款人查询其个人征信记录，并提供个人征信报告。
II. The Lender shall have a written authorization of both Borrower and Guarantor to inquire about their personal credit records and have personal credit information reports.
报告产品生产已经采用生产线形式，大型企业征信机构每天接受100至200项调查委托。
Large agencies produce reporting products in production line and they receive 100 to 200 orders per working day.
企业征信机构要在规模上做大，门槛相当高，主要反映在征信数据库规模和报告重复率方面。
If business focus on investigation, there is no way to be growth larger. Large reporting agencies win with larger size database and repeating rate of inquires.
企业征信机构要在规模上做大，门槛相当高，主要反映在征信数据库规模和报告重复率方面。
If business focus on investigation, there is no way to be growth larger. Large reporting agencies win with larger size database and repeating rate of inquires.
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