但是，能够获得30年期固定利率抵押贷款的人数目会大大增加。
But it would also mean that more people could still get 30-year, fixed-rate mortgages.
这也部分反映出了美国人对可以免罚金提前付清的30年期固定利率抵押贷款的偏爱，而这种贷款正是银行很难进行风险对冲资产。
That partly reflects Americans' preference for 30-year fixed-rate mortgages that can be pre-paid without penalty-a difficult sort of asset for Banks to hedge.
房地美对于标准类抵押信贷利率的每周调研显示，8月26日当周15年期固定利率抵押贷款的平均利率是3.86%。
The average rate on a 15-year fixed-rate mortgage was 3.86% for the week ending August 26, according to Freddie Mac's weekly survey of conforming mortgage rates.
这些措施还要求短期抵押贷款(目前利率低)的申请者能符合5年期固定利率贷款的较高收入标准。
The measures will also require applicants for short-term mortgages at today's low rates to meet the higher income standards needed for a five-year, fixed-rate loan.
在西班牙，80%的抵押贷款是只按一年的短期利率确定的，而在欧元区，60%的抵押贷款都是按一至五年期固定的利率发放的。
In Spain, 80% of mortgages are fixed at short-term rates for one year only, while in the Eurozone, 60% of mortgages are at rates fixed for a period of between one and five years.
在西班牙，80%的抵押贷款是只按一年的短期利率确定的，而在欧元区，60%的抵押贷款都是按一至五年期固定的利率发放的。
In Spain, 80% of mortgages are fixed at short-term rates for one year only, while in the Eurozone, 60% of mortgages are at rates fixed for a period of between one and five years.
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