理论上，标准的相互保险模型表明：在一个农村社区中，对单个家庭所面临的特殊性风险，相互保险机制能够实现风险配置的帕累托最优。

Theoretically, the standard mutual insurance model shows: in a rural community, it can realize the optimized Pareto risk arrangement for a specific family facing idiosyncratic risks.

youdao

理论上，标准的相互保险模型表明：在一个农村社区中，对单个家庭所面临的特殊性风险，相互保险机制能够实现风险配置的帕累托最优。

Theoretically, the standard mutual insurance model shows: in a rural community, it can realize the optimized Pareto risk arrangement for a specific family facing idiosyncratic risks.

youdao