文章第四部分是全文的重点，首先介绍了建设银行关于工商贷款的传统定价模式，并指出了它存在的问题。
The fourth part of article is the key point of the whole thesis. At first we introduce Construction Bank's traditional pricing mode about the industrial and commercial loan, and point out its problem.
该业务的利润率非常高：巴西银行消费信贷的净息差约为16%，而工商企业与农业企业贷款的息差则约为6%。
This is highly profitable business: Banco do Brasil's net interest margin on consumer lending is about 16 per cent, compared with about 6 per cent on business and agribusiness lending.
就在工商银行准备兑现承诺提供贷款之际，却发现辉瑞取消了交易，因为该公司通过发债筹集到了所需的资金。
The bank was geared up to hand over the money when it found out that Pfizer canceled the deal because it had raised what it needed by issuing bonds.
中国工商银行最近向南非一家移动电话公司MTN的尼日利亚分部贷款2亿美元，供其向一家中国的制造商华为购买设备。
ICBC recently made a $200m loan to the Nigerian arm of MTN, a South African mobile-phone firm, to buy equipment from Huawei, a Chinese manufacturer.
本月初，工商银行完成了在美国的第一笔商业地产贷款。
Early this month, ICBC closed its first commercial -property loan in the U.
与信和置业有限公司合作为其“一号银海”之业主(均为中国工商银行“理财金账户”客户)安排特惠按揭贷款计划。
Cooperated with Sino Land Company Limited to arrange special mortgage loan plan to homebuyers of "One Silver Sea" who are ICBC "Elite Club" customers.
目前，银行股仍然很高，房地产项目，以建立住房更高的中国和工商银行贷款的比例。
At present, bank stocks are still high, real estate projects to build houses higher proportion of loans to the bank of China and ICBC.
如该帐户资产不足以归还到期的贷款本息，贷款人有权从借款人在中国工商银行任何分支机构开立的任何帐户划收。
In case the asset in this Account is not enough for repayment of due principal and interest, the Lender shall be entitled to collect from any Account opened by the Borrower with any branch of ICBC.
外汇贷款业务的利息收入，按减去利息支出后的差额计算征收工商统一税，税率为5%。
I. Consolidated industrial and commercial tax is levied at a 5 percent rate on interest incomes from foreign-exchange loan business by calculating the balance after subtracting interest expenditure.
除工商企业外，那些拥有自己的房产、稳定的职业，并且有着迅速付款记录的个人也可以获得无抵押贷款。
Besides business firms, many individuals who own their own homes, have steady jobs, and have records of prompt payment also can borrow on an unsecured basis.
我国银行贷款分为流动资金贷款、固定资产贷款、城乡个体工商户贷款以及农业贷款等科目。
Loans from Chinese Banks include circulating capital loans fixed assets loans loans to urban and rural in dividuals engaged in industrial and commercial business and agricultural loans.
贷款项目的评估一般由中国工商银行信贷评估部门组织进行。
The loan project appraisal is generally organized and implemented by ICBC's credit appraisal departments.
我国银行贷款分为流动资金贷款、固定资产贷款、城乡个体工商户贷款以及农业贷款等科目。
Loans from Chinese Banks include circulating capital loans, fixed assets loans, loans to urban and rural in dividuals engaged in industrial and commercial business and agricultural loans.
最好的问题的数据，我们已经看到犯罪范围的最新发布的季度抵押贷款银行家协会(“工商管理硕士”)。
The best data that we have seen to-date on the scope of delinquency issues is published quarterly by the Mortgage Bankers Association (" MBA ").
我们必须通过降低不良资产带来的风险，放开对消费者和工商企业的流动资金贷款。
We must free up the flow of credit to consumers and businesses by reducing the risk posed by troubled assets.
工作内容包括贷款档案审阅、工商土地调查、法律风险分析及实地考察等；
Actual work include loan file review, Land, Industrial & Commercial Bureau check, legal risk analysis and actual site visits etc;
中国工商银行董事长姜建清上周六表示，中国的银行受美国次级贷款危机的影响所遭受的直接损失并不是十分巨大。
The direct losses of Chinese banks from the U. S. subprime crisis were not especially large, Jiang Jianqing, chairman of the Industrial and Commercial Bank of China, said last Saturday.
第四条申请抵押外汇贷款的抵押人必须是持有本市工商行政管理机关颁发的营业执照的企业法人。
Article 4. An applicant applying for a foreign exchange mortgage loan must be a corporation with a Business Licence issued by the Shanghai Municipal Administration for Industry and Commerce.
符合国家产业政策、信贷政策和中国工商银行贷款投向。
In accordance with national industrial policy, loan policy and ICBC's loan orientation.
去年，中国建设银行和工商银行的个人住房抵押贷款规模已增加到一百亿元。
Last year, the size of the China Construction Bank and the Industrial and Commerce Bank's personal housing mortgages and loans increased to 10 billion yuan.
去年，中国建设银行和工商银行的个人住房抵押贷款规模已增加到一百亿元。
Last year, the size of the China Construction Bank and the Industrial and Commerce Bank's personal housing mortgages and loans increased to 10 billion yuan.
应用推荐