手机银行方案还包含小额贷款，扩展了信贷渠道，而且能够建立贷款人的信用记录。
M-banking schemes can be combined with microfinance loans, extending access to credit and enabling users to establish a credit history.
他们对一家小额贷款公司的信用评分软件进行了调整，只有那些只有少量信贷历史的人可以作为贷款对象。
They tweaked the credit-scoring software of a microfinance firm so that only a random subset of people with marginal credit histories were accepted as clients.
阿塔利先生提倡兼并20国集团与联合国安全理事会，同时也想通过小额贷款和信贷帮助世界上那些贫困国家。
Mr. Attali advocates a union of the G20 and the UN Security Council, but he also wants to help the world's poor through microfinancing and loans.
文中对未来的预测也极其灰暗：”印度在小额贷款危机中出现的问题对美国的信贷危机学徒来说十分熟悉”。
Moreover, it continued, ominously, “many of the problems in Indian microlending might sound familiar to students of the US mortgage crisis.
咨询巨头小额信贷信息交流中心2009年调查了166家小额贷款公司，所有的公司都提供贷款但是提供储蓄产品的公司只占到27%。
Of 166 MFIs surveyed in 2009 by the Microfinance Information Exchange, a think-tank, all offered credit but only 27% offered savings products.
小额信贷就是给穷人的小额贷款，让他们做些小本生意。这种理想状态下的贷款模式，对四分之三人均日消费不足两美元的印度人而言，已经成为他们的最美好的生活愿景之一。
Microcredit—small loans to the poor, ideally to start a tiny business—has until recently been seen as one of best hopes for the three-quarters of Indians who still live on less than $2 a day.
文中对未来的预测也极其灰暗：”印度在小额贷款危机中出现的问题对美国的信贷危机学徒来说十分熟悉”。
Moreover, it continued, ominously, “many of the problems in Indian microlending might sound familiar to students of the US mortgage crisis.”
所不同的是，而今的小额贷款公司在信贷从紧的宏观环境下更多被寄予了解决小企业贷款难的使命。
What is different, at the present petty loan company were more in the credit from the tight macroscopic environment is placed has solved the small business loan difficult mission.
尤努斯被誉为“穷人的银行家”，被视为小额信贷和小额贷款行业的先驱。
Called "the Banker to the Poor," Yunus is seen as one of the pioneers of microcredit and the microfinance industry.
尤努斯博士还以他发明的小额信贷而闻名，为穷人提供小额贷款，是提升穷人社会经济条件的催化剂。
Yunus is also noted for the creation of "micro-credit," which provides "micro" loans to the poor and serves as a catalyst for improving their socioeconomic conditions.
尤努斯博士还以他发明的小额信贷而闻名，为穷人提供小额贷款，是提升穷人社会经济条件的催化剂。
Yunus is also noted for the creation of "micro-credit," which provides "micro" loans to the poor and serves as a catalyst for improving their socioeconomic conditions.
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