和贫困斗争的方法之一是利用小额贷款。
这个工具是一个农民借助当地银行的小额贷款开发的。
It is a tool developed by a farmer with a small loan from local bank.
也许你可以从其他渠道筹集资金，从更多的贷款人那里获得小额贷款。
Maybe you could gather capital from other sources, smaller loans from more lenders.
小额贷款依赖于同行的压力来偿还贷款，这一定会让任何主流银行家羡慕不已，因为他们正在与越来越多的止赎和“叮当邮件”作斗争。
Microfinance's reliance on peer pressure for repayment must be the envy of any mainstream banker struggling with rising foreclosures and "jingle mail".
结果，小额贷款变成是有利可图的。
小额贷款就像是一个奇迹。
国民银行辩称，其利润将用来打造小额贷款产业。
Compartamos also argues that its profits will build a microfinance industry.
阿拉贝说打算经商的士兵将会得到小额贷款的资助。
Alaibe said those militants who want to go into business will be given micro-credit to fund their businesses.
这一改变得益于他信的全民保健、小额贷款等政策。
Mr Thaksin's policies of universal health care, microcredit and so on, contributed to the change.
但是小额贷款的问题或许有其深层次原因。
很明显，小额贷款使更多的人克服障碍，获得启动成本。
Microcredit clearly allowed more people to overcome the barrier posed by start-up costs.
它的小额贷款业务每年要发放10亿美元的贷款。
Its microfinance operation disburses about $1 billion a year.
小额贷款可能不是最有用的想大部分穷人提供金融服务方式。
Microcredit may not even be the most useful financial service for the majority of poor people.
并没有关于小额贷款机构的数量与表现的权威数字。
There are no authoritative figures on the number and performance of microlending institutions.
该文章指出此案就是小额贷款“孕育信用危机”的证据。
This, the article continued, was evidence of a “creditcrisis brewing” in microfinance.
然而经济学家指出，很难对小额贷款能够减少贫困的范围进行估计。
Yet economists point out that there are surprisingly few credible estimates of the extent to which microcredit actually reduces poverty.
当然，他还建议小额贷款只需一步一步来解决全球贫穷的复杂问题。
Rather, he suggests microsavings is just one step in solving the very complex problem of global poverty.
想象一下，金融是如何开始于家庭和彼此信任的朋友间的小额贷款的。
Imagine, for a second, how finance began, with small loans within families and between trusted friends.
注册的小额贷款伙伴负责在当地管理贷款，也从利息中提成。
Registered micro-finance partners administer the loans locally - and earn from the interest.
至此，小额贷款成为反贫困项目中最引人注目成功案例之一。
Microfinance has since become one of the highest-profile examples of an anti-poverty programme that works.
他强烈要求建立更多的小额贷款基金，特别是在钱多，而基金少的美国。
He urges establishing more microfinance foundations, especially in the US, where there is money but less interest.
小额贷款提倡者称这显示了小额贷款有助于提高学校录取比例。
Advocates argued that this showed that microcredit helped increase school enrolment.
但资产回报率较高也反映出风险较大，小额贷款拥有14%的净利差。
Microloans, which command higher yields to reflect greater risk, had a 14% net interest margin.
那里你可以借到不超过500美元的小额贷款，用来支付延期兑付支票。
There you can borrow money in small amounts, generally not much more than $500, against your post-dated pay-cheque.
手机银行方案还包含小额贷款，扩展了信贷渠道，而且能够建立贷款人的信用记录。
M-banking schemes can be combined with microfinance loans, extending access to credit and enabling users to establish a credit history.
至少在18个月至一年的实验中尚未发现小额贷款对家庭平均消费的作用。
There was no effect on average household consumption, at least within a year to 18 months of the experiment.
通过小额贷款，她买了一个最简单的手机还有屋顶天线以确保手机信号畅通。
Thanks to a microfinance loan, she was able to buy a basic handset and a roof-mounted antenna to ensure a reliable signal.
格来明银行是专门向赤贫的穷人发放小额贷款的银行，他们有97%左右的客户是妇女。
Some 97 per cent of borrowers from Grameen Bank’s microcredit schemes, which lends small sums of money to the poorest of the poor, are women.
格来明银行是专门向赤贫的穷人发放小额贷款的银行，他们有97%左右的客户是妇女。
Some 97 per cent of borrowers from Grameen Bank’s microcredit schemes, which lends small sums of money to the poorest of the poor, are women.
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