美国银行账面损失迅速增长。在购买了美国最大的次级家庭贷款企业美国国家金融服务公司后，就招致诉讼不断。
BoA ran up record losses and became a magnet for litigation after its purchase of Countrywide, once the US's largest sub-prime home loan firm.
人们存在经常账户的钱实际上就是给银行的贷款，而银行又用它们为其他家庭和公司提供信贷服务。
The money that people deposit in their current accounts is itself a loan to the bank, which USES it to provide credit to other households and companies.
在时间银行里，会员可以通过为其他会员提供服务来获得积分，服务范围可包括做饭、整理家务、开车接送，以及家庭维修等。
In a time bank, members get credit for services they provide to other members, from cooking to housekeeping to car rides to home repair.
或是时运不济，三年前美国银行在房地产泡沫破裂之时收购了家庭抵押贷款型公司—美国国家金融服务公司(Country wide Financial Corp)，目前正官司缠身，面临信用问题。
The bank is fighting lawsuits and credit problems related to its ill-fated acquisition of home mortgage lender Countrywide Financial Corp three years ago as the U.S. housing bubble burst.
不过纽约联邦储备银行(the Federal Reserve Bank of New York)近日指出，美国家庭减少了在教育、娱乐和外出就餐等个人可支配性服务上的支出，这是个不同寻常的现象。
But as the Federal Reserve Bank of New York recently noted, what has been unusual is the decline in spending on discretionary services like education, entertainment and meals at restaurants.
以家庭办公室为主要组织形式，向富裕人士提供高品质金融服务，是私人银行的重要特征。
Taking family offices as main means, supplying HNWIs with supreme financial services, are key characteristics of private banking.
这项调查是关于最近的电话，你，或有人在你的家庭，2011年10月4日对美国的客户服务部门的银行。
The survey is regarding the recent phone call that you, or someone in your household, made to Bank of America's customer service department on 10/4/2011.
富国银行的里奥斯表示，“他们会告诉家庭成员和邻居，他们会记住首次在银行办理业务时银行的服务态度”。
"They tell their family members and their neighbors, and they're going to remember what bank gave them their first account," says Wells Fargo's Rios.
富国银行的里奥斯表示，“他们会告诉家庭成员和邻居，他们会记住首次在银行办理业务时银行的服务态度”。
"They tell their family members and their neighbors, and they're going to remember what bank gave them their first account," says Wells Fargo's Rios.
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