这种 “附加工人效应”可以加强失业保险或残疾保险提供的安全保障，帮助家庭渡过难关。
This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times.
人寿保险的主要目的是在你死后保障你的家庭财务状况。
The main purpose of life insurance is to protect your family's finances when you die.
这种"附加工人效应"可以支持失业保险或残疾保险所提供的保障制度，以帮助家庭渡过困难时期。
This"added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times.
例如﹕我很注意自己的健康，但我也同时去购买人寿保险来保障我的家庭，以防我万一会突然离开世界。
For example, I take good care of my health but I buy life insurance to protect my family in case I suddenly die.
进行个人防护保险是保障个人和家庭的财务损失。
The need for personal protection insurance is to protect the individual and family from financial loss.
在过去三年内，阁下曾否就有关家庭佣工保险计划列明的保障范围蒙受损失？
Have you ever suffered any loss of any of the risks proposed to be covered by this domestic helper insurance in the last three years?
在过去三年内，阁下曾否就有关家庭佣工保险计划列明的保障范围蒙受损失？
Have you ever suffered any loss of any of the risks proposed to be covered by this domestic helper insurance in the last three years?
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